Category Archives: Finance Guide

In 2019, expanded benefits for Medicare Advantage were enabled, but so far few providers offer them. The annual open enrollment season (Oct. 15, Dec. 7, 2007) is the best time to take advantage of the new Medicare Advantage benefits. It might not be easy to find a plan that offers these benefits. Medicare Advantage, also known […]

Except for the relatively new practice of issuing car insurance policies that pay as they go, you enter into a fixed-term contract with your car insurance company when you buy car insurance. This fixed term lasts for one year in most cases. Your insurance company will offer you a renewal contract when the coverage period […]

Are you struggling with skin issues and considering seeing a dermatologist? One question that may come to mind is whether or not your insurance will cover the cost of their services. Dermatology is the branch of medicine that deals with skin, hair, nails, and related disorders. It offers a wide range of treatments, from acne […]

Welcome to the world of healthcare insurance, where there are so many options available that it can be overwhelming! One option you may have heard about is Marketplace Insurance. This type of insurance plan has gained popularity in recent years, especially since it was introduced as part of the Affordable Care Act. In this blog […]

Car insurance rates will often be affected by your gender and age. You can still find a great deal by shopping around. The premiums for car insurance can seem a bit confusing at times. Prices can change without much explanation if you move, get a new car, or just age. Although these premium increases may seem random, […]

Gilbert Loomis, a Westerfield, Massachusetts auto mechanic, sparked the auto insurance industry in 1897 as the first recorded me­chanic who had built his own one-cylinder car. The premi­um was $7.50 for $1,000 worth of Liability Insurance. Because driving was dangerous and roads were not paved with stop lights and street signs, accidents involving horses and […]

Automobile insurance rates can vary depending on several factors, including the rising gasoline prices, geographic location and personal profile. Each factor plays a role in the selection of insurance. Comparing the rates that you can get by changing one or more of these factors makes it an interesting exercise. You have many options to choose […]

The Liberal Government of Ontario created the first legally mandated no-fault auto insurance system in 1989. The legislation was in effect from mid-1990. The legislation became effective in mid-1990. This article will give a quick overview of the Ontario’s initial fault system, the no-fault Ontario system, as well as a summary and comparison of the […]

Insurance agents, just like any other type of business, often dream to close a deal upon meeting with their prospects for the first. However, only 2 percent of sales happen during the first sales interview. Two percent of people who buy at the first meeting are already aware of what they are looking for. They only need […]

There may be vast differences between auto insurance quotes and the current market for auto insurance policies. You can quickly search your preferred search engine for “auto” or “insurance”, and you will see a variety of coverages, rates and options. There are literally countless options available to choose from, so how do you select the […]