Category Archives: Finance Guide

Agents from across the U.S. clear up a few of the most common insurance misconceptions. Insurance can be complicated and not everyone has the time or desire for to go through all of their policies. A little knowledge can make a big difference. An insurance agent can help you to understand the basics and dispel any […]

Your children’s future security can be secured by child life insurance. This is how you can decide if it’s right to do so. Children living long and healthy lives are what we all want for our children. You should consider it though as it can lock you in to low rates and serve as an investment vehicle. […]

Introduction When you take the risk of being a freelancer, you also take the chance of having either too many projects one season or none at all in another. When you live with that level of uncertainty, you need to put your income to work. In other words, you need to have your savings do […]

I get many phone calls from people and companies looking for general liability coverage as an insurance broker. These organizations can be anything from a basic contractor to a full-service daycare. It is not the gamut of these organizations that I am concerned with, at least for this article. Instead, I am concerned about the individuals and/or […]

There aren’t many books that explain how to become a subrogation specialist. This article is for people who are interested in a career in subrogation. Although it can seem complicated, one can easily get started in subrogation. There are many companies in the country that specialize on subrogation recovery. Subrogation simply means the pursuit of reimbursement for insurance […]

You are legally required to have car insurance if you are one the 7,025,333 licensed drivers of North Carolina. Your city is one of the factors that affects how much car insurance costs. According to Bankrate’s 2021 study on annual premiums, the average cost of car coverage in Durham is $423. There are many options for Durham drivers when […]

America’s roads are expanding and humans continue to meet the natural landscapes and their animal inhabitants. It is not unusual for humans to cross paths with the wild, especially when construction increases and animal populations are reduced by modern expansion. Wildlife can pose a serious and fatal threat to drivers. According to the U.S. Department of Agriculture […]

1. What is life insurance? A life insurance policy is essentially a contract between the insurance company and the insured. The insurance company pays the insured a pre-determined amount. In the event of death, the insurance company will pay the benefit to the beneficiary. 2. Different types of insuranceThere are two types of life insurance. There are two basic types […]

Student medical coverage is a type of personal medical insurance that’s specifically designed for students at college or university. Students must be at least 18 years old to be eligible for student medical coverage. You can choose from coverage that is low-cost and limited in terms of the terms or more costly and comprehensive. Is student health […]

Huntsville residents pay on average $1,433 per year or $119 per month for homeowners insurance with $250,000 coverage. This is higher than the national average at $1,312 and much lower than the $1,917 average for Alabama. Bankrate compared the policies of local insurance companies to find the best Huntsville home insurance. We also evaluated affordability and the availability of […]