This is the issue: auto insurance rates can be underwritten using a consumer’s credit score. What is a credit score, or FICO score? Fair Isaac & Co. has developed a FICO score. This credit score is used to determine the likelihood that credit users are able to pay their bills. In the late 1950s, Fair Isaac started to […]
Category Archives: Finance Guide
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May
May
The average price of a home in Charlotte, North Carolina, has jumped roughly $50,000 from the previous year to a current median home value of $295,000. Almost 53% of the homes in the city are occupied by the owner. You probably know that Charlotte home insurance is essential to protect your investment against theft, burglary, and extreme weather. Home insurance […]
20
May
May
Electric vehicles are not like their conventional sibling. They do not rely on combustible engine power. Instead, an electric vehicle’s hood is covered by an enormous battery pack. Electric cars are popular among car enthusiasts for many reasons. They are environmentally friendly and some people choose them to save money on gasoline. Is an electric car right choice […]
20
May
May
Because of its sportscar-like feel and economical gas mileage, the Volkswagen GTI is one of the most popular hatchbacks. You’ve probably seen this model on almost every European road. Its small size allows it to easily travel through smaller cities and is very economical when you fill it up at the pump. In 1974, a few VW […]
20
May
May
A demand surge is when the demand for goods and services exceeds the region’s ability to supply them. This is true for both Christchurch after earthquakes and the east coast of America following Hurricane Sandy. This phenomenon is common after natural disasters. All affected policyholders are subject to a demand surge. This is because the demand for recovery […]
18
May
May
If you are interested in investing your life insurance premiums, consulting an experienced financial professional is important. They can offer cost-competitive variable universal life (VUL) policies with accurate policy illustrations; as well as helping analyze different “what if” scenarios to understand risk tolerance better. VULs offer more flexible death benefits and premium payments, but their […]
18
May
May
Wrestlers work tirelessly, often exceeding the efforts of writers or painters. Unfortunately, WWE Superstars don’t qualify for health insurance; as independent contractors rather than employees. That means the McMahons can save money by forgoing health benefits for their wrestlers – one of the main factors why so many die so early. 1. The Wrestlers Can […]
18
May
May
Find health plans available in your area and compare benefits and costs, while discovering whether financial assistance may be available to you. The Marketplace makes shopping for plans easy! Choose between fee-for-service and managed care health insurance plans, which could include HMOs, PPOs or point of service plans (POS). Don Marsh Agency Those living in […]
18
May
May
Denying car insurance claims is always disappointing, yet understanding why your claim was declined will allow you to determine the most effective next steps. If the reasons for denial of coverage are hazy, reach out directly to your insurer and seek more details of why. This will assist any future appeals or legal proceedings. Incomplete […]
17
May
May
A hit and run can be very stressful. You’ll feel like you have to scramble if you don’t have insurance information about the driver who hit your car. There are some options for you after a Texas hit-and-run. First, the Texas Transportation Code will make it clear that if the driver is caught, they could face legal […]