Category Archives: Finance Guide

Do You Need Medicare If You’re Still Working at 65?

Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]

Household Insurance Claims – Alternative Accommodation

When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]

Private Insurance to Top Up Inadequate UK Unemployment Benefits

Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]

Signs that you Might be Overpaying for Life Insurance

According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]

Over Half of Americans Favor Expanding Medicare Benefits

A new NerdWallet survey found that 53 percent of Americans support increasing Medicare benefits to include vision, hearing and dental care. 54% also support the government working with Medicare to lower prescription drug prices. NerdWallet commissioned the survey and The Harris Poll conducted an online poll asking more than 2000 adults about their support for Medicare […]

North Dakota PIP insurance

It is crucial to fully understand the coverages of your policy when shopping for car coverage. This will allow you to choose the right coverage for your particular situation. Your insurance company might offer PIP insurance when you are getting a quote for car insurance in North Dakota. PIP insurance coverage in North Dakota is mandatory. However, some […]

Struggling UK Economy Will Deny Lifestyle Protection Insurance To People In Northern Cities

Leading UK financial commentators agree there will be more job losses in 2012. The question is however, how many and where. The majority of experts agree that areas with a high reliance on the government for jobs will suffer more. In cities other than the Southeast, local authorities are often the largest employers. But it’s not only local […]