Category Archives: Finance Guide

Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]

When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]

Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]

According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]

The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]

FACT –Auto and Life Insurance premiums fell in the last 3-5 years. FACT: If you haven’t checked your auto or life insurance rates within the past 3-5 years, you may be overpaying. Everyday, I meet new customers who finally have the energy and drive to shop for their insurance policies after 25 years of loyalty with […]

A new NerdWallet survey found that 53 percent of Americans support increasing Medicare benefits to include vision, hearing and dental care. 54% also support the government working with Medicare to lower prescription drug prices. NerdWallet commissioned the survey and The Harris Poll conducted an online poll asking more than 2000 adults about their support for Medicare […]

It is crucial to fully understand the coverages of your policy when shopping for car coverage. This will allow you to choose the right coverage for your particular situation. Your insurance company might offer PIP insurance when you are getting a quote for car insurance in North Dakota. PIP insurance coverage in North Dakota is mandatory. However, some […]

Leading UK financial commentators agree there will be more job losses in 2012. The question is however, how many and where. The majority of experts agree that areas with a high reliance on the government for jobs will suffer more. In cities other than the Southeast, local authorities are often the largest employers. But it’s not only local […]

Your insurance premiums can be raised or decreased by risk management. No matter what type of coverage, the premiums can be reduced. No matter if you are a business owner or an individual, the premiums will be higher if the insurer is willing to take on more risk. You wouldn’t need insurance coverage if you could eliminate all […]