As a landlord, the thought of shelling out even more money on top of mortgage payments, taxes and maintenance costs can be daunting. When it comes to homeowners insurance for rental properties, many landlords wonder if they have to foot the bill themselves or if their tenants are responsible for paying it. In this blog […]
Category Archives: Finance Guide
The average cost for car insurance in Winston-Salem (North Carolina) is $399 per year for minimum coverage and $1,192 per year for full coverage. This average is still well below the nationwide average of $1,674 to cover full coverage. However, Winston-Salem drivers need to be aware of which carriers offer the best benefits for the lowest premiums. Bankrate used […]
Cameras allow us to capture the most important moments in our lives. Many people have at least one camera. Professional and personal cameras are costly as well as delicate. They can be damaged by a little negligence or poor handling. Although most cameras come with a manufacturer’s warranty, this usually expires after a year and covers only manufacturing defects. […]
Is insurance affordable? Insurance companies tend to believe that the insurance they offer is affordable considering the risk involved. Most consumers believe insurance is not affordable due to their financial situation. How can you determine if insurance is affordable? How insurers decide affordability In order to determine affordability, insurers must decide if someone or something can be insured […]
Are you confused about health insurance deductions and premium tax credits? Don’t worry, you’re not alone! With the constantly changing healthcare landscape, it can be tough to keep up with all the ins and outs of insurance. But fear not – in this blog post, we’ll break down everything you need to know about health […]
There are 12 states in the United States that currently have no-fault auto insurance policies. This article will explain how no fault auto insurance works and provide links to help you find no fault insurance in your area. No fault insurance is an umbrella term for any auto insurance that limits the driver’s ability to sue […]
You may wonder why many UK insurers refuse to pay insurance claims. This is part of the agreement between the insured and the insurer, isn’t it? Yes. An insurer cannot refuse to pay legitimate claims. The insurer can, however, question the legitimacy and make a payment. Insurers are now making greater efforts to verify that a claim is legitimate. You […]
Are you someone who needs to travel frequently for medical treatment and worried about the hefty expenses of lodging? Well, you’re not alone! Many people face this challenge when traveling for medical purposes. However, there’s good news – Health insurance may cover your lodging costs too! In this blog post, we will explore whether health […]
On purpose accidents are where some types of idiots put their lives at risk by trying to get you into a collision with them so that your insurance company will pay out, because you appear to be at fault. The media’s main interest is clearly how it affects everyone’s car insurance premiums. But the human […]
It is important to know how much refund you can expect if you cancel your errors & mistakes insurance policy within the first year. The insurance premium returned is the premium that was not used. Let’s suppose you have a 1-year policy with an annual premium of $2,000 and a $1,500 monthly payment. You might be eligible […]