Category Archives: Finance Guide

Life insurance for diabetics

Life insurance is a foundation for many financial and estate plans. A life insurance policy can offer you living benefits and replace lost income for your loved ones in the event you die or leave a legacy to a family member, charity or friend. People with diabetes might assume that they won’t be able to get life insurance because […]

Auto insurance for high-risk drivers in Washington, D.C.

Drivers with multiple tickets, at-fault accidents or a DUI may have difficulty finding affordable rates for car insurance due to being viewed as high-risk drivers. Your license could also be suspended, restricted, or revoked if you are reckless or high-risk in Washington, D.C. Washington, D.C. high risk auto insurance offers an alternative option to traditional vehicle insurance that […]

What is HO-8 insurance?

The different types of home insurance policies may be called HO-3 and HO-8. Initials HO stand to signify homeowners. There are three types of coverage: standard homes, mobile/manufactured and condos. An HO-8 policy typically covers coverage for older homes. You may not be eligible for a standard, more affordable HO-3 insurance policy just because your house is older. You […]

Disasters Occur In A Political Space

While there are some who disagree, Natural Disasters are not likely to be driven by politics. However, they are also not immune from politics. It is far from the truth. Human actions have a direct impact on the mitigation, prevention, and recovery of natural disasters. The natural event itself, e.g. the earthquake, is called the’shock’. The earthquake. The ‘aftershock” […]

Best cheap car insurance in Mesquite

For minimum coverage, the average cost of Mesquite car insurance is $639 per year, while for full coverage policies, it’s $2,050. Finding the best Mesquite car insurance is more than just looking for the lowest rates. There are multiple considerations for choosing the best carrier, including customer service ratings and financial strength, coverage and discount options and more. […]

Best cheap car insurance in Detroit

According to Bankrate’s 2021 study on annual premiums, Detroiters pay $2,100 minimum coverage and $5,046 full coverage. The prices are reasonable, even though they are significantly higher than the state and national averages. In 2017, there were 55,001 accidents in Detroit, with 147 of them being fatal. It is essential to have adequate car insurance to cover against traffic […]

How Much Loss of Use Coverage Do I Need?

You don’t want to have to worry about emergency shelter when disaster strikes. Your home insurance policy can pay for accommodation and daily expenses if your home is destroyed. In addition to covering your home and personal property, a homeowners insurance policy also has loss of use coverage. If your home is badly damaged or you need to temporarily […]

The largest life insurance companies

In 2019, Americans spent $679 billion on life insurance premiums and annuities. This is more than they paid for all property and casualty insurance combined. Life insurance is a core component of many Americans’ long-term financial plans, so choosing a dependable insurance company is key. These companies are also known for being stable and reliable, so consumers continue to choose them […]