Category Archives: Finance Guide

Sally, sixteen years old, is traveling southbound on I-5 in Eugene. Sally hears a ringing and realizes she just received a message via text. She rummages through her purse and finds her phone to check the message. Jane, her best friend back in Washington has just seen Steven at the Vancouver Mall. “Should he talk to me?” Jane would […]

Today’s wealthy society is becoming more involved in collecting antique cars. You could be building a classic car or purchasing the car of your dreams. Statistics show that there are millions of American classic car owners. Each year, more are added. These collector car owners have spent a lot of time and money on their vehicles. They […]

In the age of the internet, it’s hard to not be connected. Whether you’re at home or at work, chances are you’re using the internet and various technologies. And for those of us who use our vehicles for transportation, there’s no need to worry—Uhaul is here to help. But what do you do if something […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

You need to be aware of your GAP if you ever plan to purchase a new car and finance it. It’s obvious what happens when you buy new cars. By the time you get your car home, it’s already 25% less. It’s worth about half of what it was after 18 months. But how much are you still owing? Your […]

Everyone is trying to reduce costs in the current economic climate. People often take simple measures such as reducing grocery bills, unneeded or unwanted bills, and buying only essentials and not luxury items. Car insurance is often a non-essential item. We choose to skip insuring our car, especially if it’s not new or expensive. Most people feel […]

Federal minimum wage laws are meant to ensure a livable wage for all workers, but they can have unintended consequences. One of these consequences is that many low-wage workers are paid below the poverty line, which means they don’t qualify for Medicaid or any other government health insurance programs. In this blog post, we will […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Get SUV Insurance at a Discount It is easy to imagine that people will be more safe if they drive a larger car or truck. In the event of an SUV being involved in an accident, the driver would likely be less hurt. This would normally save the insurance company money. However, I learned from my agent […]

Since 1997, I have interviewed thousands of victims of motor vehicle accidents as an attorney who specializes in Personal Injury Law in Los Angeles. It never ceases to amaze me just how many of these people either do not carry any uninsured/underinsured motorist coverage, or simply don’t carry enough. Let’s start by defining the difference between […]