Category Archives: Finance Guide

These are the insurance presentation skills that will defeat a serious competitor. Next, you’ll learn how to convince your client that your product is better. This industry giant sales person will be a pleasure to meet with if you have the right presentation skills and selling techniques. Many insurance selling agents lack the skills or courage to […]

A quick referral lesson for your consideration. Referrals are my favorite form insurance marketing. One of my network partners sent me an email last week and asked me to join him for lunch. He will introduce me to an Independent Insurance broker, who he believes would make a great Strategic Partner for our firm. It’s funny, because I […]

To minimize the risk of losing money, it is important to learn the best trading strategies for beginners. These tips will assist you. 1. The basics These are the essential aspects that you need to know as a beginner. Best trading hours Market fluctuations Different types of orders Terms used in trading You will have a more […]

To maintain high-quality insurance clients, it is often overlooked how important it is to learn customer service skills. Insurance customers will not refer their friends or business to agents if they don’t have access to customer service. Learn how customer service skills can be applied to your sales. Selling insurance to a client is not a one-off deal. Don’t […]

After a storm has struck, your insurance provider will send an adjuster out to assess the damage. They may ask for updated time estimates, photos and paperwork supporting your claim. If your roof has extensive damage, they may provide coverage for replacement costs; but how can you ensure you receive an equitable payout? 1. Know […]

Variable universal life (VUL) policies offer an innovative solution for investing and insuring. Contract owners have access to various accounts similar to mutual funds that enable them to build tax-deferred wealth faster. Policyholders must understand all associated fees and expenses associated with VULs as these can vary widely between products. You should request from your […]

When purchasing a new car, many factors influence its cost to insure. At GEICO, rates do not take color of a vehicle into consideration when calculating rates. Red cars may cost more to insure due to a popular belief that they get pulled over or stolen more frequently, yet no evidence supports this claim. Color […]

Gap insurance or guaranteed asset protection helps bridge the gap between your car’s current value and what is owed on its loan if it gets totaled or stolen, providing protection at a nominal annual cost. Many auto insurers now include gap coverage as part of their policy packages for added peace of mind. But is […]

Long term care insurance provides protection for savings and assets against future long-term care costs, potentially eliminating the need to tap other resources such as home equity or rely on government programs like Medicaid. However, some may view long term care insurance as an ineffective investment. Let’s explore this topic further. It’s Too Expensive Long […]

Decreasing term insurance provides an innovative solution for meeting their financial obligations while remaining cost-effective and affordable. Compared with level term policies and permanent life policies, decreasing term is often cheaper. Bankrate’s insurance editorial team can help you decide whether decreasing term insurance makes sense in your situation. First, let’s examine which policy components decrease […]