Your life insurance could be used as collateral to secure financing if you are in need of money. There are two types of loan that you can choose from when large-scale expenses occur: secured and unsecured. Although secured loans offer greater rates and higher approval chances, there is one important condition: you must provide collateral. Although you have the option to use […]
Category Archives: Finance Guide
19
Apr
Apr
Are you feeling stuck on where to get a TB shot without insurance? It’s frustrating when you know you need a vaccine, but don’t have coverage. But fear not! In this blog post, we’ve got you covered with some tips and resources for finding affordable or even free options for getting your TB shot. So […]
19
Apr
Apr
Here are the facts about the individual mandate and its impact on you and your family. It’s not just a good idea to have health insurance. If you live in California it is a law. In fact, 2020 is the first year Californians have to have insurance. The individual mandate is also known as this law. It […]
19
Apr
Apr
The United States has a higher rate of hearing loss than most people realize. Nearly 10% of all drivers suffer from some form of hearing loss today. The AARP states that 33% of older people have some hearing loss. This percentage is doubled for those 75 years and older. The life of someone with hearing loss can be more difficult than […]
19
Apr
Apr
Are you considering cashing out your Globe Life Insurance policy but feeling unsure about the process? Don’t worry, we’ve got you covered! In this blog post, we’ll guide you through everything you need to know about cashing out a Globe Life Insurance policy. From understanding the benefits and drawbacks of cashing out to step-by-step instructions […]
19
Apr
Apr
Although life insurance proceeds are not generally taxable as income they can be subject to tax as part of your estate if it exceeds the federal and state exemptions. If you choose to dispose of your policy via a settlement or surrender it to your insurer, you may be subject to income and capital gains tax. […]
19
Apr
Apr
Dental insurance can help you pay for dental implants. Your dentist might recommend a dental implants if you have missing or damaged teeth. However, a dental implant can be expensive without insurance. This is especially true if you have a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. Insurance coverage for […]
19
Apr
Apr
The purchase of my first car, an older Renault Six, was one my proudest moments as an actor. Just a few weeks after I passed my test, the AA London office was open to help me get insurance. There were only a few forms I needed to fill out and a quick cheque that was […]
19
Apr
Apr
The rate you get for car insurance will depend on many factors. The insurance company will consider everything, from your personal factors to the impact of all your drivers. However, the insurer will use your driving record, including tickets or accidents, to determine your risk profile and your auto insurance premium. A DUI conviction can result in […]
19
Apr
Apr
Have you ever found yourself wondering how much a surgery would cost if you didn’t have insurance? Maybe you’ve put off a necessary procedure because of the fear of high medical bills. Well, fear not! In this post, we’ll explore the ins and outs of surgery costs and give you some valuable tips for navigating […]