Category Archives: Finance Guide

All registered vehicles are required to have car insurance in most states. While the amount of insurance required varies between states, there are certain mandatory coverages that stay the same in almost all cases. One such coverage is liability coverage. On average, liability-only insurance costs $565 annually. Your liability coverage covers the cost of damages incurred by another […]

The Federal Highway Administration reports that Missouri has more than 5.5 millions registered vehicles. St. Louis residents often share their roads with tourists and sports enthusiasts, which can lead to more car accidents. In 2020, 171 people were killed in St. Louis County and the city of St. Louis due automobile accidents. This account accounted for 17.29% statewide traffic deaths. […]

Insurance companies consider your age, gender and driving record when calculating coverage and premiums. Statistics have shown that certain age groups are more likely to be involved in accidents while driving. This statistic is why insurance companies will raise premiums for the 18- to 25-year-olds. However, the company could reduce premiums if drivers are careful […]

California is known for its beautiful beaches, Hollywood stars, and carefree culture. However, more than 4 million acres were destroyed by wildfires in 2020. According to the California Department of Forestry and Fire Protection annual statistics, 2020 has more than doubled California’s previous record for wildfires per year. These wildfires are responsible for billions in damage each year. The […]

According to the Institute of Advanced Motoring (IAM), there were 550 serious motor vehicle accidents last year in which the driver was more than 70 years old and was seriously hurt or killed. This statistic is 8% of the total national 7,035 similar accidents. This means that drivers over 70 have more serious injuries per […]

It can be difficult to understand the policy details, limitations and exclusions and how they are covered. You have two options: go directly to the insurance company or use an agent who is a captive. But there’s another option: an independent agent. Each of these options can be used to purchase auto, home or business insurance. […]

Auto insurance is essential if you own a car. It’s better to be educated now than after an accident. These are 19 ways you can get the best coverage for your money. 1. Spend your money wisely Spend your money on things that can make you broke financially. Many people will pay a lot of […]

When buying a car, people want to be smart. When shopping for a new car, they consider their budget, what the vehicle will cost, how many miles they plan to drive, and the fuel economy. However, not all people consider the cost of insuring the vehicle. Although it may seem like a smart idea to get a great […]

This is my best advice for life insurance sales. If a person decides to become involved in life insurance marketing, it is their decision. Investing in life insurance marketing is an investment in yourself. Life insurance marketing isn’t an occupation. It is a business and should be treated accordingly. Without a lot of time and capital, it is […]

Independent insurance brokers will do anything to get a 200% increase in their salary commissions. Learn how and why a broker’s salary with total commissions rising 20% is a better deal. Independent insurance brokers are often not attracted by marketing campaigns. Imagine yourself as an insurance salesperson who is earning a commission on every sale, instead of […]