Category Archives: Finance Guide

As you get older and start a family you should consider purchasing life insurance to ensure your financial security. Your beneficiaries are protected by life insurance. It provides a death benefit which can cover everything from funeral expenses to outstanding debt to daily living expenses and future tuition costs. Your weight can have a significant impact […]

Are you constantly struggling to pay your bills? You’re not the only one feeling this way. It doesn’t have be this way. It doesn’t have to mean sacrificing your life or living in poverty. Saving money does not necessarily mean putting yourself out of work; it simply means making small lifestyle changes and changing your spending habits. As […]

It is clear that life insurance marketing techniques that increase your sales growth are a strategy for success. It is difficult to decide if the guidance of an insurance sales advisor or coach would be better. This report outlines the benefits and disadvantages of each skilled technique. A sales coach and a sales marketing advisor are both […]

St. Paul is a wonderful place to call home, with its many parks and charming neighborhoods. You know the advantages of having homeowners insurance, especially during winter storms. These winter storms are one reason why insurance costs in the city are so high: $1,909 per year for a $250K residence. This is above the Minnesota average of $1,785, […]

The pros and cons of investing in real estate You have probably already read a lot about the benefits of investing in real property. You may have also seen cautionary tales about the dangers and pitfalls that can be associated with investing in real property. In most cases, the negatives and positives of investing in real […]

It is difficult to get sales agents to attend seminars on insurance marketing. Here’s a simple trick to increase attendance at insurance seminars that I bet you have never heard of. You already know that giving away something or giving away prizes is a great incentive to increase insurance seminar attendance. It is important to promote the […]

Many homeowners ask themselves each year whether they can deduct their homeowner’s insurance expenses from their tax obligations. The tax deduction for homeowners insurance premiums and associated premiums is not available, even if they are part of your mortgage. According to the Internal Revenue Service, homeowners insurance is not deductible. Although most homeowners will not be able […]

Many people keep telling themselves they will invest once they have more money. These people are often worried about market volatility, so they wait until a better time to invest. Some people want to be financial experts before they invest. It will be costly to wait and not invest. You are missing out on many potential benefits. You should […]

The debate about selling life insurance policies has heated up over the past 50 years. Selling term vs. whole life insurance policies is killing agents or enriching clients. Consider the dilemma created and fuelled by low-rate cheap internet term life insurance versus wholelife insurance with high commissions. Over 600 life insurance companies compete unfairly. Agents compare apples […]

These are the main characteristics of each platform you should be aware of when investing in TAXATION Taxes on mutual fund returns and investments vary depending on the type and length of the fund. The fund manager’s transactions during the holding period are exempt from tax. If you hold equity funds for longer than 12 months, the […]