Category Archives: Finance Guide

CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

You could be eligible for payment protection if you have mortgage, credit card, or loan repayments each month. If you work full-time and want to protect your income, then you could benefit from payment protection. A term used to describe a group of insurance policies that includes payment protection. These include income protection, loan protection, and mortgage […]

There are insurance policies that can cover almost everything. These include car and home insurance, life insurance, and pet insurance. Motor insurance is mandatory for everyone who owns a vehicle. However, many other insurance policies can be purchased at no additional cost. HM Forces personnel who are preparing for deployment to other countries might want to consider […]

It is always fascinating to see how a product or service is priced. We all know that gas prices are highly volatile, while food prices are driven up by inflation and, of course the price of gasoline. What about the rates for other products or services like auto insurance? Auto insurance rates are affected by so many […]

A hotel business can be exposed to many risks, from dealing with different interest groups and factors to unfavorable business conditions to unfortunate events, natural calamities, and other unforeseen circumstances. Financial coverage is essential to ensure that the business can navigate these challenges without any difficulties and remain viable. Hotel business insurance policy is one such tool. […]

You need to know what you want before you apply for motor trade insurance. You will usually need to be guided on how to enter that provider. You should also ensure that the provider is well-respected for their ability to settle claims quickly. It is not worth spending 6 months trying to resolve their incessant investigator. Your broker will […]

We often go into business to start our own business, whether we buy an existing business or start one. This is the area of the business that we are most familiar with. We will be unable to know everything about many areas, including business insurance. You should not cut corners when it comes to your business insurance. Small […]