Category Archives: Finance Guide

As Underwriters discover how austerity measures by the Government will have adisproportionate impact on UK employment patterns, Income Protection Insurance and Mortgage Payment Protection Insurance will be more expensive. The monthly Office for National Statistics figure for those ‘unemployed’ and claiming benefits is not the only factor that affects the price of Income Protection Insurance […]

According to Bankrate’s 2021 study on annual premiums, the average cost of Iowa car insurance is $1,260 for full coverage. The local average for minimum coverage, $252, is $2,260. This works out to $105 per month and $21 each month, respectively. You can avoid paying too much by learning the details of car insurance costs in your local area. It […]

Grange Insurance Company, based in Columbus Ohio, offers home, auto, and life insurance. It has been providing this service since 1935. Individuals who reside in 13 states such as Georgia, Illinois and Indiana, Iowa Kentucky, Michigan, Minnesota Ohio, Pennsylvania South Carolina, Tennessee or Virginia can purchase Grange homeowners insurance. Grange Car Insurance Grange auto insurance is one […]

This article will provide a brief overview of some of the potential title insurance issues that you might encounter in a loan transaction. It also includes procedures that could be used to deal with title insurance coverage, or general processing and closing of loans transactions. This article is intended to highlight some steps that should be […]

Flooding is one the most devastating natural disasters of the year. This makes flood insurance essential for homeowners in the United States. Flood zones can be found in every part of the country, from beachfront condos to landlocked subdivisions. According to an environmental research letter study, nearly 41 million Americans live within flood zones. Many people living in […]

New Jersey drivers must have a minimum level of car insurance. This means that driving without insurance is illegal in New Jersey. Drivers caught driving without insurance will be punished severely. It doesn’t matter if you live in New Jersey, or if you are moving to the Garden State. You need to be familiar with the New […]

Encompass Insurance is a specialist in home and auto insurance. The carrier was founded in 1897 and was acquired by Allstate in 1999, thereby becoming the insurance company you know today. Encompass homeowners and auto insurance is offered through 2600 agents across the country. Encompass auto insurance is available to anyone who lives in any of the following states: Alaska, Hawaii, Massachusetts. […]

Different risks in insurance service are covered by terms and conditions in Insurance Policies. In the event of claims arising they are managed or settled accordingly. Auditing the underwriting, policy management, and claims management procedures is a common practice. To ensure that the organization follows healthy practices. It is not a good idea to audit every record because […]

The Principles Based Valuation (PBV), has received a lot of support from the industry. Instead of using prescribed methods, assumptions and tables to calculate statutory reserves, they will be calculated based on actuarial judgement in accordance with best practice standards. Before reserves are officially released, it is crucial that such reserves be peer reviewed by another professional […]

Talking to your insurer and documenting everything will help you manage and recover from serious storm damage. Many homeowners are still reeling from the devastating winter storms that ravaged the country. Millions have been left without power in Texas, Oklahoma, Louisiana, and other states due to severe weather. This has caused billions of dollars worth […]