Category Archives: Finance Guide

Auto insurance for high-risk drivers in West Virginia

Low rates may be difficult to find for drivers with multiple tickets, at fault accidents, or DUI. Your license could also be suspended, restricted, or revoked for reckless or high-risk driving in West Virginia. You could be at risk of your standard auto insurance not renewing your coverage. Finding an insurer that offers high-risk auto insurance in West Virginia […]

Agreed value vs. stated value

Understanding how claims might be settled is crucial when you have car insurance. This information will help you choose the best policy for you and help you to set realistic expectations in case you need to file a claim. This is especially important for classic and antique cars because insurance may work differently for them. Car insurance policies […]

Mapfre Insurance Review: Home & Car

Mapfre Insurance, the largest provider of homeowners and car insurance in Massachusetts where it is headquartered, is Mapfre Insurance. Mapfre Insurance was founded in 1972. It now has 14 states and sells a wide range of insurance policies. Mapfre’s core products are auto and home insurance. Continue reading to learn more about Mapfre Insurance. Mapfre auto insurance Mapfre’s auto […]

The Ultimate Insurance Marketing System For Generating Referrals and Retention

Perhaps you’re just like me After 24 years in insurance, I feel like I have been following a Unicorn all my life. Is there a Ultimate Insurance Marketing System? Is it possible for it to exist? What would it look like if it existed? What would it do? It would have to be absolutely amazing if you were going to […]

What is collision car insurance?

Most states require liability insurance only to protect others from any damage you may cause behind the wheel. However, liability minimums are not the only coverage you need. Leasing or financing a vehicle will require that you have full coverage, which includes comprehensive as well as collision coverage. Most insurance companies offer collision coverage as an additional coverage. Although collision insurance […]

New Jersey Flood Insurance

We tend to think of flooding in southern states like Florida and Louisiana when we think about it. FEMA says that 99% have been affected by major flooding in the United States in the last 20 years. Flooding can cause water damage to New Jersey residents. Flood coverage is often not included in standard homeowner’s insurance policies. Residents should make sure they […]

Learn the Number 1 Reason Why Most Agents and Advisors Struggle Today!

We all know that there are three critical areas every financial advisor, insurance agent and financial planner must master if they wish to be successful in the great profession of insurance sales and financial planning. (1) Creating a steady stream of high quality sales leads… (2) Turning IDEAL Sales Leads into High-Quality Sales Appointments… (3) […]

What Does Car Insurance Cover?

Learn about the different types of car insurance coverage and how they protect you financially after an accident. Car insurance is designed to protect you from the financial burden of paying for any medical bills or repairs after an accident. While most states require minimum liability insurance, insurers may offer other types of insurance. You should research […]

Life Insurance Retirement Plans (LIRPs)

An life-insurance retirement plan (LIRP) can be a great complement to traditional retirement savings such as IRAs and company-sponsored retirement plans. This plan is not subject to the same distribution restrictions as qualified plans and IRAs. An LIRP cannot replace traditional ways of saving for retirement but it can offer substantial benefits if used properly. Life Insurance Retirement Plans Explained […]