Category Archives: Finance Guide

Do you want a steady flow of referred leads for your life insurance sales business? You would like to learn how to do it without spending a fortune. You are exactly like any other insurance salesperson! You are right where you need to be to get the answers you seek. This article will reveal a super-secret ninja […]

Every agency and agent is trying to get the most qualified leads possible, despite the current market conditions and soft market. There’s always a compromise between the current flow of leads for insurance agencies and long-term marketing plans, branding, and awareness campaigns for the future. Let’s look at some web marketing options and talk about the time […]

Any publication about insurance social networking will reveal lead sources that aren’t new. A social network can help you find a local lead source. To find top leads, you need to start socializing, use your time well, and network properly. To find potential customers for insurance, insurance social networking, cold calling and a consistent program of lead […]

Change can be a painful process. I’m aware. I run an insurance agency. You can find the information you need on the internet, underwriting, commission cuts, and direct writers. Insurance companies, whether you’re an “independent” or a “captive”, must understand the changes and respond to them as soon as they occur. Corporate America’s wheels turn slowly. This is why I believe […]

There are many types of insurance: life insurance, car insurance, home insurance and health insurance. Every person needs insurance at some point in their lives. But how do you ensure you’re getting the right type from the right agent? This article will provide you with some helpful tips and tricks to help you choose the right type […]

Credit-based insurance scores are used by many auto insurance companies to decide who to insure and how much. These scores are not the same as credit scores that are used for lending and have been shown to correlate with the likelihood that consumers file insurance claims. These scores can only be one factor that influences your insurance […]

Life insurance is one of the most sought-after employee perks, often provided for free or at a reasonable cost and providing coverage up to an individual’s base salary multiple. Supplemental life policies are also available with payroll deduction premiums paid, although employer-sponsored policies may not meet all of your family’s needs. Group Term Life Insurance […]

As with HMO plans, POS health insurance plans require participants to select a Primary Care Provider (PCP), and may even require referrals for specialists. Unlike HMO plans however, POS plans enable participants to seek out-of-network care at higher costs; POS plans represent a hybrid between HMOs and Preferred Provider Organization (PPO) plans. In-Network and Out-of-Network […]

Homeowners’ insurance typically doesn’t cover tree removal unless it forms part of an overall loss covered by their policy, since home insurance is intended to cover unexpected or unforeseeable events that might happen suddenly and unexpectedly. However, if a tree falls due to a covered peril (like an intense storm) and causes damage to your […]

As soon as you plan on proposing soon or have been given an engagement ring, or already own one yourself, you may be contemplating the best way to insure it. A jewelry policy can ensure its protection from loss, theft and damage – something home and car policies don’t provide. An independent insurance professional can […]