Title insurance is different from other types of insurance. * It doesn’t cover any future casualties, such as homeowner’s, auto, or health insurance. * Title insurance protects policyholders against past events, such as liens that have not been paid off, mortgages that have never been satisfied, and deeds signed by only one party with a […]
Category Archives: Finance Guide
05
May
May
Are you considering purchasing a vehicle with a rebuilt title? While rebuilding a car can save you money upfront, it may affect your insurance rates in the long run. Insurance companies often charge more to insure cars with rebuilt titles due to their increased risk of future damage or accidents. But don’t worry – in […]
05
May
May
Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]
05
May
May
Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]
05
May
May
If a burst pipe occurs in your home, you should contact your insurance agent as soon as possible. Homeowners insurance often covers cleaning costs associated with burst pipes as well as required repairs caused by them. However, repairs for actual pipe damage might not be covered under your homeowners policy; adding a home warranty from […]
05
May
May
People often view vision insurance like any other health coverage. In reality, however, most plans like those offered by industry leaders VSP and EyeMed primarily act as discount programs designed to boost sales of frames and lenses associated with each company. That includes LensCrafters, Pearle Vision, Sears Optical, Target Optical and Sunglass Hut. Furthermore, VSP […]
03
May
May
The (ACV)Actual Cash Value Policy does not insure the property, but only the VALUE. Let’s suppose that the insurance company decides to “Repair” insureds damaged property as per their contract. However, this does not relieve them from their contractual obligation to restore the Pre-Loss value of the motor vehicle. In cash, policyholders should present the motor […]
03
May
May
Are you considering getting health insurance from Cigna but worried about your pre-existing conditions? You’re not alone. Many people have concerns when it comes to coverage for their existing medical conditions, and it’s important to know what your options are before making a decision. In this blog post, we’ll explore whether Cigna Insurance covers pre-existing […]
03
May
May
Are you feeling under the weather but don’t have health insurance? Or perhaps you’re due for a routine check-up, but worried about the hefty bill that comes with it. CVS Minute Clinic might just be the solution for you! This walk-in medical clinic offers affordable and convenient healthcare services without requiring any insurance coverage. Keep […]
03
May
May
It is a sad fact that lawsuits are a common occurrence in today’s non-profit organizations. A good event insurance policy will protect your non-profit’s funds against lawsuits in the event that there is a mishap, professional slip and fall fraudster or other similar circumstances. They are out there, and will target your group if you think they […]