Category Archives: Finance Guide

It is essential to be familiar with the terms and conditions of your car insurance policy in order to get the best possible value. This will help you avoid being caught unawares in the event that you need to file a claim. Remember that car insurance is designed to provide a safety net for those in need. […]

Owning a car is an essential part of American life. An automobile is essential in modern society. Bad credit borrowers may have trouble getting approved for a car loan. There are options for those with poor credit to be approved for an auto loan. Low credit scores are not the main concern of lenders. It is far more important […]

Love is the power of will; love is spiritually called will power. When someone says “God loves”, it actually means “God is Will”. The creation is caused by the love of God, the Will to God. Our earth and heaven are governed by universal laws. If someone says “I love it to do that”, it means “I will do […]

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

Still, sophisticated or not, errors are made. After twenty-five years of working in this dull and evil field, I still come across intelligent businesses that need incompetent assistance. It is often disguised as honest, professional and friendly. It amazes me how much we can tolerate, but it must be the nature of the product. Insurance can be confusing, boring, […]

Are you tired of spending hours on the phone getting insurance quotes? Do you want to compare multiple insurance policies and prices without the hassle? Look no further! In this blog post, we will guide you through some simple steps to get multiple insurance quotes at once. By following our tips, you can save time […]

One million drivers are uninsured in Britain, which is partially responsible for spiralling insurance costs. It is easy to think that people driving without insurance should face punishment. But did you know that there are other ways you could be driving without insurance? There are many reasons your car insurance might not pay out when you need […]