Category Archives: Finance Guide

The company was founded by Soichiro, who struggled to make his mark in the highly competitive automotive industry. Honda started out as a supplier of piston rings to Toyota. It has since grown into a multi-divisional company with interests in scooters, motorcycles, and jet engines. Honda is the largest two-wheeler manufacturer in the world and has gained […]

You must have current insurance if you own a car. There are many options when it comes to auto insurance. You will be able to negotiate the best car insurance deal for you. Every renewal of your policy, it is important to review your car insurance. Keep your policy’s personal information current. If your commute is shorter, you may […]

An ancient legend spoke of a sacred time for the renewal of the human spirit. The Muses of Inspiration gave a blessing to earth and opened a window of opportunity for human beings to make a new start. All human mistakes, regrets, and errors of judgment are erased in this phase by the primordial fires. This is the […]

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

The Competition Commission announced they will ban the sale and purchase of Payment Protection Insurance (PPI) at point-of-sale for loans, credit cards and store cards. An expert in personal finance estimates that as many as 50% of PPI policies worth an estimated 10 billion pounds could have been missold. This could be recovered by lenders, he suggests. […]

Are you tired of dealing with complicated health insurance policies and rising premiums? Well, you’re not alone – the healthcare industry is constantly evolving, and so are the options for health insurance. With new technologies and innovative approaches to coverage, it’s becoming easier than ever before to find a plan that works for you. In […]

Carnival Cruise Insurance: is it worth the cost, or just another unnecessary expense? As you prepare for your upcoming voyage with Carnival, one of the biggest questions on your mind may be whether or not to purchase cruise insurance. While some travelers swear by it, there are others who feel that it’s an added expense […]