Category Archives: Finance Guide

Driving without insurance can be illegal and could result in severe penalties. Each state has its own definition. According to the Insurance Information Institute, 16.3% Colorado drivers were not insured in 2019. This makes Colorado the 13th most uninsured state. Colorado law prohibits drivers from driving without insurance. You could face fines, penalties and other consequences that could have […]

If you purchased a term life policy several years ago and its term life policy is now coming up for renewal, your family’s needs may have altered since. Although annual renewal options exist, premiums tend to increase each year. Assuming your contract will soon expire, it would be wise to start considering all available options […]

Many people don’t realize that tyre insurance can save them hundreds of dollars. You will be aware that replacing tyres can be very expensive, especially if there are multiple. You will find that you are covered if your tyres get punctured or need to be replaced. This could save you hundreds depending on what type of tyre you […]

Tulsa is the second-largest Oklahoma city. It contributes a large amount to the 2.5 millions licensed drivers. Tulsa has more 400,000 inhabitants. This makes it a densely populated city with a high road accident index. The Oklahoma Highway Safety Office recorded 1,459 car crashes in 2019, 38 of which were fatal. To be legally able to drive, car owners must have the […]

Patient or Guarantor medical histories provided to hospitals for billing purposes usually contain details regarding diagnoses or procedures performed, person responsible for payment (ie Patient or Guarantor), as well as insurance provider contact details. Some insurers require family medical histories on proposal forms for health and life insurance, in order to assess your risk and […]

Auto insurance is a great idea if you own a vehicle. There are some auto insurance laws you must follow. A few of these you will learn as you read. The idea behind auto insurance is that it will pay for the vehicle’s damage in an accident. There are also many insurance options available to both the […]

This may sound like something you might say about your bank or council, but we are referring to a feature that most modern homes have these days, and which is often ignored until it stops working. This is when you realize that you cannot wash your clothes properly. This is a very unpleasant proposition considering most people […]

Medical billers work daily to process healthcare claims. This involves translating clinical information from medical records into procedure and diagnosis codes that insurance payers can review. Medical billers ensure each claim is compliant, meaning it contains all relevant and accurate information. They do this by verifying whether the code corresponds with the service and deductible […]

For young drivers, it can be difficult to find affordable car insurance. This is because teenagers and younger adults under 25 are at greatest risk of getting into accidents. This is why younger adults pay the highest premiums. You cannot change your age so what can you do? You can stay on your parent’s policy if you live […]

New Mexico’s insurance laws make it difficult to drive without insurance. New Mexico is the fourth largest state for uninsured motorists with an estimated 21.8% of drivers driving uninsured, based on the latest study from the Insurance Information Institute. According to the Insurance Information Institute, this means that drivers who are involved in an accident with an uninsured […]