Category Archives: Finance Guide

When an employee is injured on the job or develops a medical condition that prevents them from working, they may qualify to receive short term disability benefits. But when it comes to health insurance, who pays for it during this time? This article will explore who pays for health insurance while an employee is on […]

Insurance is the only thing we have to pay for that we don’t want to use. You will need insurance in an emergency. These points should help you understand the insurance implications of any real estate venture. Myths (presented not in a particular order) 1. Insurance is not mutually exclusive to estate, tax and financial planning… Insurance is […]

College is great for learning, but it’s not fun to go to college without a car. A car is a better dream than a senior in high school. Insurance rates are more expensive for younger people because they are considered high-risk. What can a college student do to lower car insurance costs? This list contains five important car insurance […]

It’s a common question: Can you still borrow full COA if you don’t get health insurance through your school? It’s a valid concern, especially now with so many students attending online-only schools and not being able to get health insurance. The answer is yes, you can still borrow the full cost of attendance (COA) even […]

Many people don’t know how to reduce their insurance costs. We can help you if you are one of these people. You might be able to find new ways to save even if you already know how to do so. 1. Life insurance rates for smokers are twice or more than those who don’t smoke. It is a well-known […]

It’s a common dilemma that many of us face while driving: do I know if the person in front of me is insured or not? Fortunately, there are ways to check if the car you’re about to pass is properly insured. In this blog post, we will discuss how to check if a car is […]

Nobody can foresee the future. The worst is possible. You need to be ready for the worst when it comes to your car coverage. While average car insurance will show authorities that you have a policy, it will not prove to be useful in the event of an emergency. You don’t have to buy any policy. Full auto insurance […]

Life insurance is a smart way for individuals to protect their family financially. It allows them to provide a payout in the event of death or illness that can help cover funeral costs, medical bills and other expenses. But what happens when you no longer need life insurance coverage? Is there a way to get […]

You can use any permanent life insurance policy that has a cash value (e.g. whole life insurance) as an investment vehicle. It is not a good strategy for most people. Whole life insurance and other types of permanent life insurance can be used as an investment vehicle. If you want to get the best returns, brokerage accounts and […]

You will likely have many years of driving experience by the time you turn 23. This can lead to lower auto insurance rates.For full coverage, the average cost of car insurance is $2591 per annum for 23-year olds.This is a lot more than what you would expect.Average national cost of car insuranceIt costs less to […]