Category Archives: Finance Guide

Why You Really Need Insurance

When talking to a variety of people looking for insurance policies, it became apparent that despite the vast amount of information on the subject, very few of them understand the true importance of insurance. Most people only buy insurance because it is a legal requirement. For instance, they understand that insurance cannot be used on public […]

Switch your car insurance in 8 easy steps

If you recently bought or moved, switching to car insurance could be a wise decision. People don’t realize that auto insurance premiums can be affected by major life events. You can often save money simply by switching providers. Each insurance company calculates car insurance premiums differently. If you move to a new ZIP code, for example, a new […]

Affordable Insurance – An Effective Way Of Lowering Your Budget

Your insurance budget should be able to cover all your policies. You can drastically reduce your insurance budget by lowering the premium you pay for each policy. I will go into detail about how you can save money, especially for your life and health insurance policies. 1. If you are looking for affordable health and life insurance rates, […]

HO-3 Home Owners Insurance

It is an enormous accomplishment to purchase a home, but also a significant investment. Homeowners insurance is one of the best ways you can protect your investment. The HO-3 Special Form policy is the most popular type of homeowners insurance. This policy covers your home and personal property. It is one of several types of homeowners policies available. Understanding the […]

Car and Home Insurance

Do not skimp on your insurance. This is not a way to save money. Keep in mind that insurance is intended to transfer financial risk to insurance companies. You are effectively self-insuring without formal insurance. This means that you will pay out of your pocket in the event you suffer a financial catastrophe such as a loss of […]