Category Archives: Finance Guide

Homeowners insurance statistics and facts

Home insurance is a common form of insurance that people get for financial protection and peace of mind. According to 2016 data from Insurance Information Institute (III), 95% of U.S. homeowners have homeowner insurance. This is about 70 million homes that are insured. While there aren’t any legal requirements that homeowners must insure their homes, most mortgage lenders insist […]

Online Insurance Adjuster Training

An average student profile for adjusters is in the mid-40’s. Many people who discover about insurance adjusting are referred to it by someone they know, or have met through their current job as an adjuster. Many people come from construction jobs that involve roofing, remodeling, and other types of construction where they interact with adjusters occasionally. While this […]

Car insurance for Honda Civics

Nearly every state requires car insurance. The national average car insurance premium cost is $1,674 for full coverage. However, this average was based on a 2019 Toyota Camry. Car insurance rates can be highly customized. Insurance costs vary depending on many factors. According to Bankrate’s 2021 study on annual premiums, the Honda Civic’s average car insurance premium is […]

Deep Discounts Available on Renters, Condo and Cancer Insurance

It’s easy to identify the commonality between condo and renters insurance. Both are property insurance policies. There is another thing that ties renters, condo, and cancer insurance together, and that’s price. These policies can be almost free because they are so affordable. Some may argue that nothing is ever free. There may be some exceptions to the rule …. […]

Best cheap homeowners insurance in Las Vegas

Las Vegas is home to one of the largest housing markets in the country. There is currently a shortage of homes for sale, which is driving property values up further. Home insurance is vital to protect your financial investment, whether you plan on purchasing a home soon or have already purchased one. Homeowners insurance costs $905 per year for $250,000 […]

Does Umbrella Insurance Cover Rental Property?

Umbrella insurance provides an extra layer of liability coverage above and beyond what a landlord policy offers, providing essential asset protection against lawsuits. Many landlords view umbrella coverage as essential insurance against lawsuits. Landlords face significant financial risks associated with rental property ownership. One lawsuit could drain their bank account completely or force them into […]