Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
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May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
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May
May
Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]
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May
The insurance rates for sporty sedans such as the Subaru WRX may be higher than those of other sedans. It may be surprising how affordable it is to have a reliable and safe sports sedan. There are many factors that affect the cost of car insurance. These include personal information such as your driving record, credit […]
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May
May
Nashville’s average driver pays $1361 annually for full coverage car insurance, and $411 per year for minimal coverage. Some carriers have lower rates than others for the Tennessee auto insurance you need to purchase. In 2019, there were 32.992 car accidents in Davidson County, Nashville. In Tennessee, crashes are quite common. To protect drivers from financial and legal responsibility, all residents […]
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May
May
Gap insurance is important for Pennsylvania drivers who have a car loan or lease. Pennsylvania gap insurance provides drivers with more financial protection in the event of theft or total loss than comprehensive and collision coverage. Many of the top car insurance companies offer gaps insurance. What is gap insurance? General Asset protection (or “Gap”) insurance covers the difference between […]
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May
May
Geico stands for Government Employees Insurance Company. It was founded in 1936 and sold insurance to military personnel and government employees. It is now a subsidiary Berkshire Hathaway’s Warren Buffet and covers more than 28 million vehicles. It is the 2nd-largest carrier in terms of insurance policies written (7%). Geico is often ranked #1 in Bankrate’s Best Car Insurance Reviews for the cheapest coverage. […]
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May
In 2018, Kentucky saw 158,171 car accidents that resulted in 670 deaths. The Kentucky Transportation Center data showed that collisions declined by 2 percent in 2018, but drivers are still at high risk from car accidents. Kentucky drivers are required to have car insurance. This provides legal and financial protection in the case of an accident. To […]
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May
May
Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]