Category Archives: Finance Guide

Des Moines residents pay on average $1,267 per year for a $250K house, which is lower than the Iowa average $1,502. Although the area has experienced tornadoes in the past, there are not many natural catastrophes. This keeps the rates low. Des Moines homeowners may pay less for home insurance depending on their situation and the insurance company. Bankrate […]

A representative from your insurance company reviews your claim. Based on the damage, they estimate your payout. Unfortunately, sometimes claim payouts are lower than you expected and you might feel entitled to more. A public adjuster may be the best way to get a fair and accurate payment for your home insurance claim. Continue reading to find […]

Below is a brief introduction to each one. You don’t have to know what they are. Just skip the section after the line with asterisks. The amount shown is in SGD dollars. (You’ll see that I use many terms such as “usually” due to the different standards of each insurer. I refer to the majority of Singapore’s insurers. […]

Climate change is a topic that is becoming increasingly prominent. If not addressed promptly, it can have devastating consequences. Today, sustainable living is more important than ever. There are simple ways you can reduce your carbon footprint while doing your part to help the environment. You can instantly reduce your carbon footprint by recycling and avoiding plastic […]

Car vandalism can be costly. In some cases, your insurance coverage may help you cover the costs. It might not be worthwhile to file a claim depending on the situation. You will be able to make an informed decision about whether your car has been vandalized and what insurance covers it. Many vandalism of vehicles involves broken […]

The current hot topic in the financial sector is “Insurance vs. Investment”. If I were to be honest, and having been in the industry for a while, insurance is not an investment. They are two completely different things. It is amazing to me that my peers in the industry go out and sell Investment Products to clients. This […]

It can be difficult to find the right coverage when there are so many car insurance providers to choose from. We will start by looking at the major players in the game: Allstate and Progressive, Geico, Progressive, and State Farm. They are the largest auto insurance companies in the nation. These companies hold more than 50% of the country’s market share, […]

Yes, I did say Competitors. This could be the ultimate strategy for insurance marketing. My experience as a 24 year veteran in the insurance industry, specializing in commercial Property & Casualty has seen me encounter many referral marketing strategies. None of these strategies have been as rewarding or as successful as the one I’m about to share […]

Travelers home insurance is a solid choice if you are looking for a customized homeowners policy from a well-respected, established company. Travelers was established in 1864 and sells homeowner policies in all 50 states. Travelers allows you to manage your policy online, or talk with an independent agent about the coverage that is right for you. Overall […]

Farmers is one of the largest national insurers and offers many useful features to renters. These include the ability to customize coverage, an app that makes it easy to use, and the ability to manage your policy online. NerdWallet found that Farmers’ renters insurance rates were more expensive than the national average, but the company offers […]