Category Archives: Finance Guide

Floods are the nation’s most common natural disaster, but the devastating damage that flooding can cause is not covered under a standard homeowners, condo owners or renters insurance policy. You may consider buying flood insurance to protect your financial assets from flood damage. Flood insurance covers damage caused by flooding that is externally caused. This includes flooding […]

Motorcycles are great fun, but they also come with certain risks. That’s why it’s important to make sure you have the right kind of motorcycle insurance. Motorcycle insurance can help protect you against financial losses if you’re involved in an accident or your bike is damaged or stolen. It’s a good idea to assess the […]

Gap Insurance can save you thousands of dollars if you are involved in a serious accident or your car is stolen. Gap Insurance can also be called “totaled” or stolen car insurance. Gap Insurance is a way to close the gap between your auto insurance company’s payment if your vehicle is stolen or totaled and your […]

Although drivers aged 17 have an average of one year experience, insurance companies still consider them inexperienced drivers. Adding a teen driver to your auto insurance policy will likely increase your premium, but understanding what makes up your teen’s rate and how to keep costs as low as possible might help you find the best car insurance for […]

Homeowners insurance is one of the most important investments a homeowner can make. It provides protection against accidents, disasters, and other unexpected events that could cause costly damage to your home. However, many homeowners are unaware of the time frame they have to reopen a homeowners insurance claim once it has been filed. Knowing the […]

A van is an integral part of any tradesman’s business. It is important to insure this vital part properly. But what type of insurance is right for you? The type and value of your van will play a significant role in determining the type of van insurance that you need. A small business may have a […]

According to Pew Research, the foreign population reached almost 45 million people in the U.S. by 2018. Many of those foreigners own or lease vehicles, are held to the same state-specific requirements for auto insurance and operate vehicles on U.S. roads daily. You can get car insurance policies even if you’re in the country for a long time or as […]

Whether you’ve recently purchased a new car or received a new health insurance plan, it can be difficult to figure out how long it will take to receive your physical insurance card. Insurance cards are an important part of the process for most medical, auto, and home insurance policies. Without an insurance card, you may […]

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

Drivers aged 24 have typically had many years of driving experience. Car insurance for 24-year-olds is generally cheaper than for young drivers with less experience, though premiums continue to drop each year. Bankrate’s research into the average cost of car insurance for 24-year-olds and what factors affect this premium might help you make more informed decisions about your coverage. […]