Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
20
May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
20
May
May
This is the issue: auto insurance rates can be underwritten using a consumer’s credit score. What is a credit score, or FICO score? Fair Isaac & Co. has developed a FICO score. This credit score is used to determine the likelihood that credit users are able to pay their bills. In the late 1950s, Fair Isaac started to […]
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May
May
The average price of a home in Charlotte, North Carolina, has jumped roughly $50,000 from the previous year to a current median home value of $295,000. Almost 53% of the homes in the city are occupied by the owner. You probably know that Charlotte home insurance is essential to protect your investment against theft, burglary, and extreme weather. Home insurance […]
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May
May
Electric vehicles are not like their conventional sibling. They do not rely on combustible engine power. Instead, an electric vehicle’s hood is covered by an enormous battery pack. Electric cars are popular among car enthusiasts for many reasons. They are environmentally friendly and some people choose them to save money on gasoline. Is an electric car right choice […]
20
May
May
Because of its sportscar-like feel and economical gas mileage, the Volkswagen GTI is one of the most popular hatchbacks. You’ve probably seen this model on almost every European road. Its small size allows it to easily travel through smaller cities and is very economical when you fill it up at the pump. In 1974, a few VW […]
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May
May
A demand surge is when the demand for goods and services exceeds the region’s ability to supply them. This is true for both Christchurch after earthquakes and the east coast of America following Hurricane Sandy. This phenomenon is common after natural disasters. All affected policyholders are subject to a demand surge. This is because the demand for recovery […]
20
May
May
The insurance rates for sporty sedans such as the Subaru WRX may be higher than those of other sedans. It may be surprising how affordable it is to have a reliable and safe sports sedan. There are many factors that affect the cost of car insurance. These include personal information such as your driving record, credit […]
20
May
May
Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]