Welcome to our latest blog post! Are you a small business owner or self-employed professional looking for affordable and comprehensive health insurance coverage? You may have heard that joining a professional organization can be a great way to access group health insurance options. But is this really the case? In today’s post, we’ll explore whether […]
Category Archives: Finance Guide
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Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
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Apr
Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
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Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]
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Apr
No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]
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Compare the best classic car insurance companies, including Hagerty and Grundy, to find the right fit for you. A classic car is an item that will be treasured for many years. You can show off your classic car at a car show, or restore it yourself in your garage. Classic car insurance is the best way […]
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Due to their strong online presence, Progressive and Esurance are able to compete head-to-head. Progressive Insurance was established in 1937. It became a leading provider of car insurance when it expanded to online. Esurance began as an online-only insurer company in 1999. Both companies offer affordable prices and many discounts to customers with different budgets. Comparison of Progressive vs. Esurance While […]
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Apr
Picture this: you’re driving down the highway, singing along to your favorite song on the radio, when suddenly you see flashing blue and red lights behind you. You pull over, heart racing as a police officer approaches your window and hands you a ticket for speeding. But that’s not all – now you’re wondering if […]
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Apr
Two types of homeinsurance are called “HO-3” or “HO-5”. Each type provides coverage for your home, your property, and liability coverage in the event of an injury to your home. The most popular homeowner policy in the U.S. is the HO-3. An HO-5 policy, like an HO-3 policy, provides home and property coverage along with liability. HO-5 policies are often […]
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Apr
Are you feeling a little confused about whether or not it’s possible to have double health insurance? You’re not alone! With so many different types of coverage available, it can be tough to navigate the world of healthcare. But fear not – in this blog post, we’ll explore the question on everyone’s mind: can you […]