Esurance vs. Progressive Car Insurance: Which is better?

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Due to their strong online presence, Progressive and Esurance are able to compete head-to-head. Progressive Insurance was established in 1937. It became a leading provider of car insurance when it expanded to online. Esurance began as an online-only insurer company in 1999. Both companies offer affordable prices and many discounts to customers with different budgets.

Comparison of Progressive vs. Esurance

While the average Progressive policy costs a little more than the average Esurance policy for car insurance, these figures can quickly change depending on your driving record. Different quotes will be given depending on what coverage you need and whether you are a safe driver.

Comparison of Progressive vs. Esurance

Each company offers a range of discounts to make car insurance more affordable. Bundling multiple insurance policies with one provider or setting up automatic monthly payments are the best ways to save. This is a comparison between Esurance and Progressive auto insurance.

Comparison of Progressive vs. Esurance

The majority of states require drivers to have minimum basic liability insurance. This covers bodily injury and property damages if they are at fault. Every state has its own requirements. Esurance Auto, Progressive Insurance and others offer additional coverages.

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Comparison of Progressive vs. Esurance

Area of coverage

There are slight differences between Progressive and Esurance when it comes to coverage. Progressive can service all 50 US states and Washington, D.C. by using subsidiaries such as Progressive Direct or Progressive Casualty.

Esurance does not have the same availability and doesn’t service all states. While insurance is available in 43 states, there are seven states where Esurance doesn’t provide coverage. These are Alaska, Delaware and Hawaii. Progressive is better suited for those who live in these areas.

Comparison of roadside assistance

Both Progressive and Esurance offer roadside assistance. However, each provider structure coverage differently.

Esurance auto states that Progressive will pay up to $75 for roadside assistance services. However, there are limitations to the towing services. Progressive will arrange to tow your vehicle anywhere within a radius of 15 miles, or to the nearest qualified repair center if none are available within that area.

Comparison of mobile and online experience

Progressive’s online experience is dominated by Esurance, an online-only company. It features such as Coverage Counselor, which makes recommendations about coverage, Fuelcaster, which helps forecast and calculate gas prices, and Repair View that allows you to track repairs, and even receive a daily report with photos of your vehicle’s repair progress after an accident.

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Progressive also offers its Name Your Price tool, Snapshot mobile app to track driving habits and trips, and virtual assistance via the Flo Chatbot or Google Home.

Esurance vs. Progressive Customer Satisfaction

When it comes to customer satisfaction, Esurance Insurance and Progressive Insurance are very similar.

2020 J.D. The 2020 J.D. Power Auto Insurance study awarded categories such as policy offerings, price and customer support. All ratings are dependent on the region.

They are close matched in customer satisfaction in California and Texas, Florida, and in the North Central region. Ratings for Esurance don’t exist for New England, the Northwest and Central U.S., where Progressive scores high, nor in New York, New York, Southeast, Southwest or mid-Atlantic where Progressive scores below average.

Questions frequently asked

What are the steps to obtain a quote?

Both insurers will need contact information as well as information about your vehicle, such as make, model, and year.

Which one is better for young drivers when compared to Progressive vs. Esurance?

Both insurance companies offer great student discounts, but Esurance offers a discount for teens drivers.

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What is gap insurance? Do Progressive or Esurance offer it to their customers?

Gap insurance may be an option when purchasing a car. The coverage pays the difference between the car’s value at the time of the loss and the amount owed to it. Progressive and Esurance offer gap insurance.