Category Archives: Finance Guide

An insurance policy guarantees that a certain amount of money will be available at the end of a specific period. Insurance can provide financial security for the unfortunate death of a person. It can also be used to build a nest egg for one’s old age or for funding one’s children’s education. People often purchase insurance to […]

Are you currently working part-time at Walmart and wondering if you’re eligible for health insurance benefits? With healthcare costs on the rise, it’s a valid concern. In this blog post, we’ll explore whether or not Walmart offers health insurance coverage to their part-time employees and what options are available. So grab a cup of coffee […]

Are you a homeowner with stucco walls on your frame house? You may think that the sturdy and durable material would protect your home from mold damage. However, accidents can happen, and sometimes even stucco walls need extra protection. So, if you’re wondering whether insurance covers mold damage to stuccoed walls on frame houses, we’ve […]

Third party coverage is provided by mandatory third party insurance or CTP Green Slips. Prior to the introduction of Australian laws making third-party insurance mandatory, vehicle owners would often request additional insurance to protect against third party liability. This was not an obligation. Many felt that innocent victims were left with high-priced bills as the driver of […]

Are you planning to hire a contractor to install tile in your home? Before you do, it’s important to ensure they have the proper license and insurance. While it may seem like an unnecessary hassle, hiring an unlicensed and uninsured contractor could end up costing you far more in the long run. In this blog […]

For the most part of history, natural and man-made disasters were simply “Acts of God”. The effected people were left to their own devices after the disaster. Although they rebuilt their lives, there was no assistance agency. It was almost impossible to find charity in any organized way. The government was distant and not involved in administering relief funds. […]

Have you ever found yourself wondering just how long you can rely on your parents’ dental insurance? Dental care is important, but navigating the murky waters of healthcare coverage can be overwhelming – especially when it comes to figuring out when you’re no longer eligible for your parents’ plan. Fear not! We’ve done the research […]

I get many phone calls from people and companies looking for general liability coverage as an insurance broker. These organizations can be anything from a basic contractor to a full-service daycare. It is not the gamut of these organizations that I am concerned with, at least for this article. Instead, I am concerned about the individuals and/or […]

There aren’t many books that explain how to become a subrogation specialist. This article is for people who are interested in a career in subrogation. Although it can seem complicated, one can easily get started in subrogation. There are many companies in the country that specialize on subrogation recovery. Subrogation simply means the pursuit of reimbursement for insurance […]

Introduction When you take the risk of being a freelancer, you also take the chance of having either too many projects one season or none at all in another. When you live with that level of uncertainty, you need to put your income to work. In other words, you need to have your savings do […]