Category Archives: Finance Guide

Three types of insurance are essential when deciding what type of insurance we need. Of course, there are many insurance options available, making it difficult to decide which one you really need. Three types of coverage are essential: Life, Health and Possessions insurance. POSSESSION’S INSURED: HOMEOWNERS, RENTERS, AND CAR INSURANCE Possession can be a broad term. […]

Tennessee has a wealth of cultural and natural attractions, from the Great Smoky Mountains’ scenic highways to Graceland’s gates. According to the Federal Highway Administration Tennessee also had over 5 million vehicles registered as of 2015. According to Bankrate’s 2021 study on annual premiums, the average cost for car insurance is $1,338. There are so many cars on the roads, it […]

Philip Hammond, Transport Secretary, confirmed that motorists will be eligible for up to PS5,000 in January 2011 towards the purchase an ultra-low carbon vehicle. This initiative is open to private and fleet buyers. This is a confirmed fact. How could it impact your fleet management decisions? What effect will it have on commercial fleet coverage? This announcement […]

Are you required to obtain an Iowa SR-22 recently? You should be aware that SR-22 insurance does not exist before you search the Internet for “Cheap SR22 Insurance in Iowa” or “sr22 Iowa insurance”. An SR-22 certificate is not a type or add-on to insurance. It is essentially a certificate that confirms you are insured. It is often required […]

Homeowners generally can only deduct losses experienced from disasters; however, taxpayers using their property for business may be eligible to use both the $100 subtraction rule and 10%-of-AGI rule. When an insurance or other reimbursement surpasses the cost or adjusted basis of your property, you should usually report this income on your tax return. Deductible […]

Texas employers have the option to opt out of workers’ compensation insurance; if they do so, however, they must notify their employees as well. If an employee is injured on the job, they are entitled to medical benefits that cover expenses like ambulance rides, x-rays and surgery as well as income benefits to make up […]

Gaining points on your driver’s license usually means higher insurance premiums; however, this depends on both state and insurance company. There are various strategies you can employ to minimize the effect of points on your driving record, including attending a defensive driving course and shopping around for cheaper policies, but the most effective approach would […]

Progressive offers a comprehensive selection of car insurance options, from liability protection for drivers who cause accidents to comprehensive and collision coverage to provide repairs or towing. They even provide roadside assistance coverage in case repairs need to be performed outside normal office hours or towing is needed for repairs and towing of damaged cars. […]

Navigating the complex world of healthcare during retirement can be daunting, and Medicare supplemental insurance plans can provide peace of mind by protecting against unexpectedly high medical bills. Medigap policies offer you protection from expenses not covered by Medicare Part B, such as copays, coinsurance and deductibles. They’re available during an open enrollment period that […]

Blue Cross Blue Shield provides health insurance plans nationwide, providing access to a vast network of doctors as well as member benefits like nurse lines and telemedicine services. Selecting the appropriate plan involves considering both your budget and anticipated medical needs in the future. Premiums and deductibles work hand-in-hand to create an overall cost structure […]