Category Archives: Finance Guide

An life-insurance retirement plan (LIRP) can be a great complement to traditional retirement savings such as IRAs and company-sponsored retirement plans. This plan is not subject to the same distribution restrictions as qualified plans and IRAs. An LIRP cannot replace traditional ways of saving for retirement but it can offer substantial benefits if used properly. Life Insurance Retirement Plans Explained […]

We all know that there are three critical areas every financial advisor, insurance agent and financial planner must master if they wish to be successful in the great profession of insurance sales and financial planning. (1) Creating a steady stream of high quality sales leads… (2) Turning IDEAL Sales Leads into High-Quality Sales Appointments… (3) […]

Allstate is most well-known for its homeowners and auto insurance. However, it also sells insurance that covers life. Allstate plans to sell its life insurance subsidiary later in the year. Allstate life insurance received 3 stars out 5 for overall performance. Our editorial team determines NerdWallet’s ratings. The scoring formula considers data from the National Association of Insurance […]

Ohio homeowners are not required to buy homeowners insurance. However, a policy is likely to be required if you have a home loan or mortgage. Ohio home insurance is $1,111 annually, which works out to about $93 per monthly for $250,000 of dwelling coverage. The Buckeye State is not immune to winter and summer storms that can […]

Marketing is a term that we use to refer to risks in marketing for the insurance companies that we represent. Although marketing is a crucial aspect of an agency’s success it is not the only thing that they need to spend their resources on. The “other type of marketing” is often overlooked and not fully understood by […]

Your dentist might recommend an oral implant if you are actually missing or have had teeth removed. An implant without insurance coverage can cause serious financial damage to your budget, especially if you are on a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. The cost of multiple implants can quickly rise. […]

USAA LIFE Insurance Overall performance was rated 4.5 stars in NerdWallet’s analysis. Some policies are not available in New York and Montana. A company of its size is less likely to make life insurance claims to the state regulators than one might expect. USAA products are specifically designed for veterans, active military personnel, and their […]

Oregon law prohibits drivers from driving without insurance. In 2018, there were more 50,000 automobile accidents. Certain minimum coverages are required by the state for auto insurance. You could face legal consequences if you don’t have auto insurance. The required amount of insurance for your car ensures you comply with all legal requirements and protects you from financial losses due […]

Drivers convicted of a DUI in Alabama see an average 92% increase in car insurance. Based on a study by Bankrate.com of 2021 annual premiums from Quadrant Information Services, this means that almost all DUI/DWI drivers in Alabama will have to pay nearly twice the amount for car insurance. This is a significant amount, but it is […]

It took time to become the best insurance agent in the world. To be the best salesman in insurance, you must learn the best sales tips and practice the best selling ideas. Get top selling tips for insurance. Your dreams can become a reality. You can streamline your sales presentation and increase your selling rate. Nothing will automatically get […]