Category Archives: Finance Guide

Most states require liability insurance only to protect others from any damage you may cause behind the wheel. However, liability minimums are not the only coverage you need. Leasing or financing a vehicle will require that you have full coverage, which includes comprehensive as well as collision coverage. Most insurance companies offer collision coverage as an additional coverage. Although collision insurance […]

We tend to think of flooding in southern states like Florida and Louisiana when we think about it. FEMA says that 99% have been affected by major flooding in the United States in the last 20 years. Flooding can cause water damage to New Jersey residents. Flood coverage is often not included in standard homeowner’s insurance policies. Residents should make sure they […]

Perhaps you’re just like me After 24 years in insurance, I feel like I have been following a Unicorn all my life. Is there a Ultimate Insurance Marketing System? Is it possible for it to exist? What would it look like if it existed? What would it do? It would have to be absolutely amazing if you were going to […]

Learn about the different types of car insurance coverage and how they protect you financially after an accident. Car insurance is designed to protect you from the financial burden of paying for any medical bills or repairs after an accident. While most states require minimum liability insurance, insurers may offer other types of insurance. You should research […]

You will need to bring comfortable shoes and clothing, as well as a lot of patience for those who are traveling with friends and family this summer. Although there are many new destinations, you may still encounter some difficulties as hosts try to improve their customer service skills and staff up. Although the most well-known venues […]

An life-insurance retirement plan (LIRP) can be a great complement to traditional retirement savings such as IRAs and company-sponsored retirement plans. This plan is not subject to the same distribution restrictions as qualified plans and IRAs. An LIRP cannot replace traditional ways of saving for retirement but it can offer substantial benefits if used properly. Life Insurance Retirement Plans Explained […]

We all know that there are three critical areas every financial advisor, insurance agent and financial planner must master if they wish to be successful in the great profession of insurance sales and financial planning. (1) Creating a steady stream of high quality sales leads… (2) Turning IDEAL Sales Leads into High-Quality Sales Appointments… (3) […]

Your dentist might recommend an oral implant if you are actually missing or have had teeth removed. An implant without insurance coverage can cause serious financial damage to your budget, especially if you are on a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. The cost of multiple implants can quickly rise. […]

Allstate is most well-known for its homeowners and auto insurance. However, it also sells insurance that covers life. Allstate plans to sell its life insurance subsidiary later in the year. Allstate life insurance received 3 stars out 5 for overall performance. Our editorial team determines NerdWallet’s ratings. The scoring formula considers data from the National Association of Insurance […]

Ohio homeowners are not required to buy homeowners insurance. However, a policy is likely to be required if you have a home loan or mortgage. Ohio home insurance is $1,111 annually, which works out to about $93 per monthly for $250,000 of dwelling coverage. The Buckeye State is not immune to winter and summer storms that can […]