Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
Category Archives: Finance Guide
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Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]
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Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
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The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]
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Paramedics can include firefighters, paramedics and police officers. You might be able to find a lower premium if you have a higher level of experience. Best car insurance for first responders First responders understand how quickly things can change. It is beneficial to compare rates from different providers when looking for personal insurance. When you […]
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May
Secura Insurance, a Wisconsin-based company, was established in 1900. It provides coverage through independent agents in 12 US states: Arizona (Colorado), Illinois, Indiana and Iowa. It aims to make insurance authentic by encouraging its employees to be honest and trustworthy. The Secura Insurance Company could be a good choice if you’re looking for personal insurance. Secura car insurance […]
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Asking these questions can help you get the coverage you need at a price you can afford. Although purchasing insurance is not as enjoyable as buying new furniture or paint colors, it is a crucial part of homebuying. Your homeowners insurance policy is a financial safety net in case of a disaster, so you’ll want to ask a […]
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The State of Illinois offers a variety of interesting and varied places to live, from rolling farmland to fast-paced Chicago. It’s also quite affordable — homeowners insurance in Illinois costs $1,322 per year, or $110 per month for $250,000 of dwelling coverage according to Bankrate 2021 study. It is crucial to understand how to compare companies […]
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First Chicago Insurance Company offers auto insurance policies to drivers across the United States for more than 100 years. The Chicago Ice Producers Mutual Liability Company was founded in 1920. In 2006, the company became a stock company and became a subsidiary J&P Holdings, Inc. This company has many products that can be used to meet […]
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Nearly every state requires drivers have liability insurance. Drivers can have their liability insurance cover them if they cause injury or property damage while driving. Yet, many people drive without the legally required liability insurance. According to the Insurance Information Institute (III , one-eighth of all drivers are not insured today. What happens if you are not at fault […]