Category Archives: Finance Guide

What Type Of Health Insurance Policy Provides An Employer With Funds To Train?

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Does Renters Insurance Cover Motorcycle Theft?

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

What Does Paid In Full Mean For Car Insurance?

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]

Best Life Insurance Options for Diabetics

Life Insurance for Diabetics A life insurance policy can be purchased for someone with diabetes. This will provide financial protection as well as protection. Your level of diabetes will determine the premium and plan type. Millions of Indian diabetes patients are asking themselves the question, “Can I get life insurance if my diabetes is severe?” India’s diabetes […]

Car insurance for 20-Year-Olds

Although they have only a few years driving experience, 20-year-olds still pay high annual premiums. The average cost of full coverage car insurance for 20-year-olds is $3,795 per year. For 20-year olds, car insurance can be expensive. However, understanding how your premium is calculated and what you could do to reduce it might help you make your coverage affordable. […]

Get Ready for an Intense Wildfire Season in the Western U.S.

Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]