Are you considering purchasing individual health insurance but unsure if it’s the right choice for you? With so many options and regulations, it can be overwhelming to navigate the world of healthcare on your own. But don’t worry – we’re here to help! In this blog post, we’ll answer all your burning questions about buying […]
Category Archives: Finance Guide
08
May
May
Are you in the market for health insurance and looking for an affordable option? If so, Kaiser Health Insurance may be a great choice for you. With all of the options available, it can be overwhelming to figure out which one is best suited to your needs and budget. That’s why we’re here to break […]
08
May
May
Formularies are one of the most confusing parts of the new Medicare Prescription Drug Plan. The best plan for you depends on your drug use and the coverage provided by each plan. It is important that Medicare-eligible people understand the formularies in order to choose the best plan for them. What is a formulary exactly? A formulary […]
08
May
May
The baby boomer generation, born between 1946 and 1964, is one of the largest demographic groups in history. As they age, they are putting immense pressure on the insurance industry to provide adequate coverage for their growing healthcare needs. With this wave of aging Americans approaching retirement age, many wonder how insurance companies will keep […]
08
May
May
Health insurance is a necessity in the United States, yet many Americans struggle with the high costs associated with it. Whether you get health insurance through your employer or purchase it on your own, understanding how much you should expect to pay can help you make informed decisions about your healthcare. In this blog post, […]
08
May
May
Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]
08
May
May
Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]
08
May
May
Are you experiencing a gap in coverage while waiting for traditional health insurance to kick in? eHealth offers temporary plans that may provide a temporary solution. These plans typically span from 3 months to one year in duration and are purchased through private insurance companies. As these policies do not have to adhere to ACA […]
08
May
May
Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]
07
May
May
Are you experiencing tooth pain or discomfort that just won’t go away? It may be time to consider a tooth extraction. While this procedure may sound daunting, the good news is that many dental insurance plans cover it. But how much can you expect to pay out of pocket with insurance? In this blog post, […]