Category Archives: Finance Guide

How Much Is Flood Insurance In Arizona?

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

How To Determine Replacement Cost Value For Flood Insurance

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

What Is 1000 Deductible Car Insurance?

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

How Much Is Homeowners Insurance In Illinois?

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

Does My Insurance Cover Therapy? Precious Tips To Help

Health insurance coverage could be an issue if you are one of the many millions of Americans considering therapy. Chances are that you have some coverage if your health insurance covers it. Most insurance companies provide some coverage for psychological health services to address the demand and importance of maintaining mental well-being. There are many differences in the benefits […]