Category Archives: Finance Guide

Best cheap car insurance in Rochester

Rochester’s traffic is less than in many other areas of New York. This makes it a low-risk area for car insurance companies. Rochester motorists pay an average of $729 annually for auto insurance with minimum coverage. Full coverage is $1,568. However, this rate could be higher depending on your personal demographics. There are many options available in Rochester […]

Best cheap homeowners insurance in Phoenix

Phoenix’s home ownership rate is 54%. Lenders usually require homeowners with mortgages to have valid home insurance policies. For a $250,000 home, the average home insurance rate in Phoenix is $1,397 annually. The average rate for Phoenix is only slightly lower than the average rate of $1,312. There are still lower rates if you’re able to find affordable home insurance providers […]

The Qualities Every Insurance Agent Should Have

These are the qualities that every insurance agent must possess. These qualities will be covered from the inside to the outside. It’s about being a person you can respect and feel confident in the person you see in the mirror. Within Compassionate: It is caring for someone. It’s listening to someone’s needs and finding the best solution. This quality […]

National Marketing Companies – The 3rd Rail of Insurance

Many people are aware of brokers and insurance agents. They meet clients, explain possible coverage, and service existing customers. They also help people identify the insurance companies they are. You are buying coverage through an agent representing that company when you sign the dotted-line. There is an additional rail to the insurance system, and they are known as National […]

SR-22 Insurance

To have your license reinstated, you may need an SR-22 form if you had it suspended. This document confirms that you have the minimum required insurance in your state. SR-22s may be required in certain places for high-risk drivers who have been charged with DUI/DWI. Having to get an SR-22 isn’t usually associated with a positive outlook […]

Understanding Car Depreciation

Every thing in life ages. Depreciation is the term used to describe cars’ aging process. Depreciation, or more precisely, is the difference in what your new car is worth compared to what it was worth five years ago. Used cars are more affordable than newer models due to car depreciation. It happens quickly: your car will lose several […]