Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
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May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
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May
May
In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]
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May
May
Today, there is a lot of misinformation about consumer electronics and the way it is handled by insurance companies. Many people believe that their consumer electronics are covered by homeowners and renters insurance. They often discover that their assumptions don’t hold true… when they make claims. Yes, some property is covered. There are many limitations and exclusions […]
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May
May
The benchmarking or valuation of an agency’s value is usually done for one of the following reasons: (1) to establish market value in preparation for acquisition or merger;(2) To resolve true ownership value in order to change equity positions, whether it is for a buyout or succession planning, ownership disputes or to introduce a new […]
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May
May
New York ranks third in terms of car insurance costs. The average cost for car insurance in Queens starts at $2,403 and ends at $4,631 for full coverage. Queen’s high rates are surprising to many car owners, considering that New York City has some of the lowest vehicle ownership rates. This borough is different from other areas that have a 62% vehicle […]
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May
May
To have your claim evaluated by a Public Adjuster, call us! Public adjusters (PAs) are adjusters who assist insureds after a loss. They prepare and present the insurance claim. A PA provides valuable services to the insured. They consult with them on the options available to them in recovery. Public adjusters only work on property losses, […]
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May
May
Florida is a great place to live. You can enjoy the sunshine, beaches and not having to shovel snow out of your car. But renters need to be ready for the dangers of living in Florida. Florida renters insurance can protect your belongings from damage caused by hurricanes, tropical storms, and sinkholes. NerdWallet compared rates across […]
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May
May
Medicare Part B is not free. You will still need to pay some of the costs associated with health care. Medicare Part B, also known as outpatient coverage, helps to pay for doctor visits and any other medical supplies. It is something that seniors depend on, and people approaching 65 years old look forward to. However, it […]