It doesn’t matter if you’re the beneficiary or the owner of a policy with life insurance, it’s a good idea understand what happens after the policy’s expiration date. The insurance company will send the death benefit to the beneficiary. Understanding the payouts of life insurance The identification of a primary beneficiary (or beneficiaries) is an important part […]
Category Archives: Finance Guide
10
May
May
While you know you will eventually die, you may not think that you have enough money to purchase disability insurance. Unfortunately, the U.S. has more special needs than you might think. Insurance adjusters keep that one individual out of seven will become handicapped in their lifetime before they retire. In many ways, being unable to work for so […]
10
May
May
Lansing’s population is approximately 118,210. Every driver must have car insurance. Insurance rates in Michigan are high because it is a state that does not require minimum coverage and has no fault. An average Lansing full coverage policy costs $2,092 per annum, while an average minimum coverage policy costs $880 annually. By comparing rates and providers, drivers […]
10
May
May
It is a smart financial decision to purchase car insurance. However, it is required by Colorado law. According to Bankrate’s 2021 study on annual premiums, Colorado Springs residents pay an annual average car insurance premium of $607 and $2,178 respectively for full and minimum coverage. This is higher than the national and state averages. Colorado Springs is […]
10
May
May
A blood test is required for all life insurance policies. After the company has reviewed and approved your application, the medical examination will be performed. Blood testing for life insurance is vital A representative from the insurer, or their medical partner, will visit your home or workplace to conduct your life insurance blood testing. Or, you can go […]
10
May
May
You’ve likely seen your finances affected by the COVID-19 epidemic, like many Americans. Perhaps you or your partner were among the 40 million plus people who became unemployed or furloughed. You might have been sick, taking care of someone you love or unable to work due to a lack of child care. Perhaps you are one of the […]
10
May
May
Personal injury protection is a type of insurance that covers . Arkansas auto insurance providers will discuss the importance of PIP coverage while you’re deciding which policy best suits your needs. If you or your passengers are in an accident, PIP coverage will provide prompt assistance for medical and related expenses. These benefits are available regardless of fault. What […]
10
May
May
Ohio law enforcement investigated 54,662 accidents in 2020 and reported 9,352 distracted-driving violations. They also charged 25,624 drivers for operating a motor vehicle impaired (OVI). According to data from Ohio State Highway Patrol, there were more than 1200 deaths on Ohio roads in 2020. Ohio law requires all drivers to have at least the minimum amount of insurance. Insurance […]
10
May
May
On average, drivers in Indianapolis pay $411 annually for minimum coverage and $1398 for full coverage. This is higher than the average cost for car insurance across the state. This is because Indianapolis has the highest number of accidents in Indiana every year. In 2018, there were 36.932 collisions. We consider many factors when determining the best carriers that […]
10
May
May
It can be thrilling to purchase a car, new or used. To financially protect your car (and you), it is important to determine the best car insurance. According to Bankrate’s 2021 study on annual premiums, the national average cost for car insurance is $1674 annually for full coverage. This is a good starting point for a basic vehicle, however luxury […]