Picture this: You’re cruising down the highway, music blasting and wind in your hair. Suddenly, you hear a loud bang from under the hood and your car starts to sputter. Your heart sinks as you realize that something is terribly wrong with your engine – but will your car insurance cover it?
This is a question that many drivers have asked themselves at one point or another, and today we’re going to dive into the answer so you can rest easy knowing what to do if disaster strikes on the road. So buckle up and let’s get started!
What is a blown engine?
A blown engine is an engine failure that occurs as a result of excessive internal pressure caused by a mechanical or electrical problem. A blown engine can cause serious damage to the engine and vehicle, and may require extensive repair work. If you are involved in an accident where your car has a blown engine, make sure to consult with your car insurance company to see if they will cover the costs of repairs.
When is an engine blown?
When an engine is blown, it is a serious issue. The engine can fail catastrophically, causing the car to stop in the middle of a highway or even resulting in death. If you are involved in an accident and your car has been damaged because of a blown engine, you may be entitled to compensation. Here are some things you need to know about car insurance coverage for blown engines:
First and foremost, most car insurance policies do not cover engines that have been blown. This means that if your engine has broken down and needs to be replaced, you will have to pay for the replacement yourself. This may mean taking out a loan or borrowing money from friends or family.
If your car has been damaged as a result of a blown engine, you may be able to get compensation from the at-fault party. This depends on the circumstances of the accident, including whether or not you were driving at the time of the incident. If you were not driving, then your spouse or other driver who was driving your vehicle may be responsible for any damages caused by the blown engine.
Types of car insurance cover for blown engines
There are a few types of car insurance that will cover a blown engine, depending on the policy you have. Most standard policies will cover mechanical failures, such as a blown engine. If your policy has comprehensive coverage, which includes damage to your vehicle from all causes, then it will also cover your engine failure. Certain specialty policies may not include engine coverage, but may offer additional benefits for vehicles with blown engines, such as roadside assistance and rental car coverage.
How much will my car insurance bill be?
Your car insurance company will determine your car insurance bill based on the damage to your vehicle. The amount of coverage you receive for a blown engine may vary depending on the state you live in and the type of policy you have.
Conclusion
If your engine is blown and you were not driving when the engine blew, your car insurance probably won’t cover the cost of a new engine. In most cases, if you are driving when the engine blows, your car insurance will likely cover the cost of a new engine even if it’s your first time having this problem. However, there are some exceptions to this rule – for example, if you have had previous problems with bad engines that have been covered by your policy.
