Category Archives: Finance Guide

Health Savings Accounts and Chiropractic Care

The culture of Western medicine dominates the healthcare industry in America. The industry’s leaders are hospitals and doctors. Health insurance is a way to cover them. One reason why chiropractic care isn’t often covered by insurance is because of the long history of discrimination against chiropractors by doctors. Numerous research studies have proven that chiropractic care is […]

What Document Describes An Insured Medical History?

Patient or Guarantor medical histories provided to hospitals for billing purposes usually contain details regarding diagnoses or procedures performed, person responsible for payment (ie Patient or Guarantor), as well as insurance provider contact details. Some insurers require family medical histories on proposal forms for health and life insurance, in order to assess your risk and […]

How Much Is It To Pull A Tooth Without Insurance?

Tooth extraction can be a costly affair, and if you don’t have insurance, it can be downright expensive. In fact, pulling a tooth without insurance is actually more than twice as expensive as pulling teeth with insurance. That’s why it’s important to investigate your coverage options before getting your teeth pulled—you may be surprised at […]

How to Bill Medical Insurance

Medical billers work daily to process healthcare claims. This involves translating clinical information from medical records into procedure and diagnosis codes that insurance payers can review. Medical billers ensure each claim is compliant, meaning it contains all relevant and accurate information. They do this by verifying whether the code corresponds with the service and deductible […]

Driving without insurance in New Mexico

New Mexico’s insurance laws make it difficult to drive without insurance. New Mexico is the fourth largest state for uninsured motorists with an estimated 21.8% of drivers driving uninsured, based on the latest study from the Insurance Information Institute. According to the Insurance Information Institute, this means that drivers who are involved in an accident with an uninsured […]

Are Chiropractors Expensive Without Insurance?

For years, chiropractors have been accused of being expensive without insurance. But is that really true? The answer, unfortunately, is yes. In fact, many chiropractors charge rates that are much higher than those offered by most medical providers without insurance. What’s more, chiropractors can be very difficult to get ahold of if you don’t have […]

How to Bill Insurance Companies For Home Health Care

Home health agencies differ from physicians’ offices or hospitals in that medical billing is usually handled outside the business office and handled separately from its daily tasks. Instead, home health billing requires highly specialized knowledge from within their own staff members who specialize in this particular function of running the agency. First are providers such […]

Car insurance for high-risk drivers in New Jersey

According to the New Jersey Department of Transportation‘s latest report, there were 276,861 crashes in the state in a single year. Distracted driving was the leading cause of crashes. If you caused an accident by texting or not paying attention behind your wheel, you could face reckless driving charges. High-risk drivers are those who have had one or more […]