Category Archives: Finance Guide

A life insurance provider evaluates applications for policies and attempts to determine the risk of each applicant. The risk factors include age, medical condition, and, in certain cases, lifestyle choices. If an insurer discovers that your lifestyle choices could have a negative impact on your health (e.g. smoking or alcohol consumption), they might offer you a higher premium, […]

When parents get divorced, they often have to decide which parent a minor child will go on car insurance. It is important to know the answers to this question in order to make sure that your child’s needs are met and that they are adequately protected. In this article, we will explore the different options […]

Most people are comfortable accepting that their car insurance policy is an inconvenience. It’s the price they have to pay in order to be able to drive on the highways. It’s not possible to cruise the friendly skies in our cars at the moment, but it is on its way. They accept that they will have to […]

Insurance is an important component of financial planning, but surprisingly few people understand exactly what insurance covers and how it works. Uninsured insurance policies, for example, are a type of policy that can provide coverage for certain types of risks that aren’t covered by other types of insurance. In this blog post, we will explore […]

Some people are uncomfortable about seeking compensation if they get hurt at the home of a friend or in a favorite restaurant. To recover damages, most people assume that they will have to sue the owner of the property, which could be a friend, family member or small business owner. Many premises liability claims can be covered […]

Parents wish they could tell the insurance company that their child is well-behaved, responsible, well-mannered, etc. They would like to see the insurance company lower their rates, as young drivers are notoriously expensive. Unfortunately, teens cannot get insurance at a discount rate. However, they have a reason. It is obvious that teenagers are more likely to be reckless […]

When it comes to life insurance, the last thing people want to think about is the potential tax implications of their policy. However, when you’re considering taking out a life insurance policy, understanding at what amount of life insurance proceeds do you have to pay taxes is an important step in making sure your family […]

People often find themselves in a difficult position after an injury accident. They are unable or unwilling to work, and do not have enough savings to pay for their medical bills. A lot of people have insurance coverage that is based on what automobile they were driving at the time of an accident. Many people don’t realize […]

Mental health is an important part of overall health and wellbeing, yet access to therapy is often limited due to the high cost of services. In many cases, those who need therapy the most cannot afford it, making them less likely to seek help. In order for therapy to be covered by health insurance, certain […]

It’s not often that you will come across someone who has been in an auto accident. It is important to understand what happens after an accident and how stressful and painful it can be. The pain and stress that comes with the death in a car accident can be almost unbearable. It is essential to have excellent auto […]