Category Archives: Finance Guide

“Picture this: you’re out on the open waters, wind in your hair and sun on your face. Suddenly, disaster strikes and your beloved boat is damaged or destroyed. You may be wondering – does my homeowners insurance cover me in this situation? The answer isn’t as clear cut as you might think. In this post, […]

New York has one the lowest rates of uninsured motorists in the country. There is less risk of an uninsured driver causing an accident in New York than other states, with a 4.1% rate. Uninsured drivers can face severe penalties and possible jail time. Although car insurance in New York may not be cheap, it’s worth it if […]

All drivers need car insurance, even those who have learner’s permits. Although insurance companies will often allow parents to add teens drivers to their existing policies, this is not a requirement. Some car insurers will also cover a learner driver if coverage is impossible through the parent’s policy. The process can be more complicated than getting insurance […]

Most small business owners are aware of the importance of insurance. It was a natural conclusion that pet care professionals would recognize the importance of having insurance to protect themselves and their clients in the event of an unfortunate incident. The insurance industry is now offering policies for pet sitters and dog walkers all over the globe. […]

Picture this: you’ve been planning your dream cruise for months, selecting the perfect itinerary, booking excursions and making dinner reservations. Everything seems to be falling into place until a sudden family emergency arises. Your heart sinks as you realize that you may have to cancel your trip. But wait! Is it possible to buy cruise […]

North Las Vegas, NV has a median property worth of $208,100 and an average annual rate for homeowners Insurance of $876 for $250K dwelling coverage. Although North Las Vegas is not prone to natural disasters, it does have a high chance of earthquakes. Although homeowners insurance is not required unless you own a mortgage, it can protect your home and belongings in […]

Drivers who are convicted of serious traffic violations or have been involved in a serious accident must obtain SR-22s. “SR-22 insurance” does not refer to a policy of insurance, but a certificate that shows you have the right amount of insurance in your state. High-risk drivers may need to file SR-22 alternatives, depending on where they […]

As a spouse, you may feel secure with the health insurance coverage provided by your husband’s employer. But what happens when that coverage is suddenly yanked away? Is it legal for your husband to remove you from his health insurance policy without warning or consent? In this blog post, we’ll explore the answer to this […]

Maine’s car insurance laws are among the strongest in the United States. They have high minimum liability coverage. These levels are 50/100/25. Maine drivers are also required to carry medical payments (medpay) coverage, as well as uninsured/underinsured motorist insurance (UM/UIM) insurance. Maine’s insurance premiums are low despite the high minimums. The minimum coverage policy in Maine costs $227. […]

Are you tired of cluttered file cabinets and stacks of old paperwork? As a responsible car owner, it’s important to keep track of your insurance records – but for how long? If you’re ready to declutter and free up some space, read on to discover the answer to the burning question: How Long Do I […]