Category Archives: Finance Guide

Do I Need Workers Compensation Insurance For Independent Contractors?

If you’re an employer in the United States, you know that workers’ compensation insurance is a must for protecting your employees and business from any potential financial losses due to an on-the-job injury. But what happens when you hire independent contractors? Do they qualify for coverage under your workers’ compensation policy? In this article, we’ll […]

Does Filing A Claim Increase Homeowners Insurance?

Owning a home is a major investment, and having homeowners insurance can help protect your property from unexpected damages. But what happens if you need to file a claim? Does filing a claim increase your homeowners insurance premium? The answer is yes—filing a claim usually does result in an increased premium. This article will explore […]

Best cheap car insurance in Lafayette

Lafayette drivers pay $1,112 annually for minimum coverage car insurance. $2,819 is the average for full coverage car insuring. This is considerably more than the national and state averages. Insurance companies can charge more if they have good reason to. With more 357,091 drivers licensed, fatal crashes are much higher than the national average. Louisiana had 16.5 fatalities from vehicle accidents in 2018. […]