Category Archives: Finance Guide

Cheap Car Insurance For a Typical Teenager

Parents wish they could tell the insurance company that their child is well-behaved, responsible, well-mannered, etc. They would like to see the insurance company lower their rates, as young drivers are notoriously expensive. Unfortunately, teens cannot get insurance at a discount rate. However, they have a reason. It is obvious that teenagers are more likely to be reckless […]

Do I Need Title Insurance When Buying A Home?

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Can You Get Renters Insurance Without A Lease?

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

Do You Need Insurance On A Car You Don’t Drive?

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

How to Cancel Blue Cross Blue Shield Insurance Illinois

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

Accidental death & dismemberment (AD&D) insurance

You might have noticed that your company offers accidental death and dismemberment insurance. This is a perk that many companies offer and which you can also get as an individual. Few employees know what it is and how it can benefit them. The most frequent question HR departments are asked is whether accidental deaths insurance is worthwhile. What […]