Bronze plans offer lower monthly premiums but higher deductibles, making them often cost-effective thanks to health insurance subsidies. Silver plans fall between the metal tiers, offering lower monthly costs but higher medical coverage. This type of plan is ideal for people seeking moderate coverage but cannot afford an expensive deductible. Bronze Bronze plans are the […]
Category Archives: Finance Guide
01
May
May
Under the Affordable Care Act (ACA), children can remain on their parents’ health insurance until age 26. Parents can purchase coverage in the marketplace, with potential premium subsidies. Parents without group coverage can attempt to secure off-exchange private coverage for themselves; however, the costs tend to be more costly compared to family plans; eligibility requirements […]
30
Apr
Apr
An HO-2 policy, also known as a “broad type” of homeowners insurance, is available from some insurance companies. However, HO-2 policies provide less coverage than the more popular HO-3 policy. To make the best insurance decision, it is important to understand what HO-2 policies cover and don’t cover. What is HO-2 Insurance? In general, insurance companies offer eight types […]
30
Apr
Apr
Buying a new car in California is an exciting experience, but it can also be stressful when it comes to navigating the state’s insurance laws. You may find yourself wondering how long you have to add your newly purchased vehicle to your existing insurance policy or if you need to purchase a new one altogether. […]
30
Apr
Apr
Many young adults in South Carolina are 19 years old or younger. While the cost for car insurance is below the national averages at $558 per year for minimum coverage and $1512 for full coverage respectively, safety on the roads is a frequent concern. According to the South Carolina Department of Public Safety, 1.4 people were killed or injured […]
30
Apr
Apr
You buy a car. The average national cost of full coverage car insurance is $1674 per annum. However, your rate may be higher or lower depending upon your personal characteristics and whereabouts. You may be eligible to save money on your auto insurance if you’re a homeowner. Insurance companies may offer discounts when you bundle your auto and home […]
30
Apr
Apr
When you think about protecting your diamond, it is important to consider having your diamond insured. You wouldn’t hesitate to insure a high-end car like a Ferrari, and why shouldn’t you do the same for a diamond? Your diamond piece of jewelry will be protected against theft, loss, or any other unfortunate events. There are three types of […]
30
Apr
Apr
Looking forward to that long-awaited trip you’ve been planning for months? Exciting! But before you pack your bags and head off to the airport, there’s an important question you need to ask yourself: “Should I buy air travel insurance?” With the uncertainty of today’s world, it can be hard to know whether or not this […]
30
Apr
Apr
Lincoln, Nebraska’s average cost for car insurance is $409 per annum for minimum coverage, and $1,334 for full coverage. This is lower than the national average. Lincoln has a low number of fatalities. This is another great statistic. In 2019, Lancaster County had 6,253 fatalities. This is quite remarkable considering Lincoln is a large urban area. Lincoln drivers […]
30
Apr
Apr
Drivers convicted in Virginia of serious traffic offenses may need an SR-22 certificate to be able to reinstate their suspended license. Often referred to simply as SR-22 insurance. This certificate proves that the driver has the minimum required auto insurance in their state. However, Virginia may require an FR-44 in certain circumstances. This has much more severe […]