Category Archives: Finance Guide

A functioning AC unit is essential for comfort and quality of life. It’s important that you are prepared to pay maintenance costs as well as replacement costs. A home warranty might cover repairs or replacements of your AC unit that are caused by regular use. However, homeowners insurance generally doesn’t cover wear. Your insurance provider will not likely reimburse […]

You can get car insurance whether you’ve been looking for the best deals on used cars or bought a brand new car off the lot. Although insuring a used or new vehicle is relatively easy, many people are curious if it is possible to insure salvage vehicles. When an insurance company declares a car a total loss, it will […]

A deductible is a special feature that can save you money on your Collision insurance. Deductibles are generally disliked by most people. People don’t like deductibles. It is time to change the way you think about deductibles. You have the opportunity to be responsible for your financial problems by having a deductible. This is because your premium will be lower […]

The American Pet Products Association reports that 67% households in the United States own at least one pet. 63.4 million households have a dog, and 42.7 millions households have a cat. Renters who own pets should consider the coverage of their renters insurance. You might even consider pet insurance. While pets offer many benefits to their owners, there are also risks of […]

The Centers for Disease Control (CDC) reports that six out of ten U.S. adults suffer from a chronic illness, and nearly half of all Americans have two or more chronic diseases. If you are suffering from a chronic illness, life insurance is a good option. You can rest assured that your loved ones will be taken good care […]

Shopping around for car insurance quotes is key to finding a lower premium quote, from both national and regional providers alike. Compare their offers carefully for optimal savings! Your quotes will depend on a range of personal factors, including ZIP code and driving history. Your credit score could also play an impactful role; though in […]

Most dental insurance is offered through their employer; however, individuals may also purchase individual plans with monthly premiums, deductibles and annual maximums. Many plans cover preventive care costs completely and cover basic procedures like fillings 80%; however, certain plans have deductibles or copays that must be paid first. Premiums Though dental insurance might seem costly […]

Many retirees opt for Medex coverage, a Medicare supplement plan that works alongside Parts A and B to cover costs such as copays and prescription drugs. Furthermore, Medex also provides travel assistance as well as other benefits. These pages outline key features of their plans; for full terms and conditions please consult the plan description/riders. […]

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]

Baptist Health and United Healthcare have not come to an in-network agreement for 2024, so we suggest patients select specialists within their plan’s coverage area. Commercial insurance policies, unlike Medicare or Medicaid plans provided by government programs like SCHIP (State Children’s Health Insurance Program), are offered for sale by for-profit private insurers and sold directly […]