You buy a car. The average national cost of full coverage car insurance is $1674 per annum. However, your rate may be higher or lower depending upon your personal characteristics and whereabouts. You may be eligible to save money on your auto insurance if you’re a homeowner. Insurance companies may offer discounts when you bundle your auto and home […]
Category Archives: Finance Guide
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Apr
Apr
An HO-2 policy, also known as a “broad type” of homeowners insurance, is available from some insurance companies. However, HO-2 policies provide less coverage than the more popular HO-3 policy. To make the best insurance decision, it is important to understand what HO-2 policies cover and don’t cover. What is HO-2 Insurance? In general, insurance companies offer eight types […]
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Apr
Apr
Looking forward to that long-awaited trip you’ve been planning for months? Exciting! But before you pack your bags and head off to the airport, there’s an important question you need to ask yourself: “Should I buy air travel insurance?” With the uncertainty of today’s world, it can be hard to know whether or not this […]
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Apr
Apr
When you think about protecting your diamond, it is important to consider having your diamond insured. You wouldn’t hesitate to insure a high-end car like a Ferrari, and why shouldn’t you do the same for a diamond? Your diamond piece of jewelry will be protected against theft, loss, or any other unfortunate events. There are three types of […]
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Apr
Apr
Whether you’re planning for your golden years or looking after an aging loved one, long term care insurance is a crucial consideration. With the cost of healthcare on the rise, this type of policy can offer financial security and peace of mind when it comes to ensuring quality care in old age. But with so […]
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Apr
Apr
Lincoln, Nebraska’s average cost for car insurance is $409 per annum for minimum coverage, and $1,334 for full coverage. This is lower than the national average. Lincoln has a low number of fatalities. This is another great statistic. In 2019, Lancaster County had 6,253 fatalities. This is quite remarkable considering Lincoln is a large urban area. Lincoln drivers […]
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Apr
Apr
Drivers convicted in Virginia of serious traffic offenses may need an SR-22 certificate to be able to reinstate their suspended license. Often referred to simply as SR-22 insurance. This certificate proves that the driver has the minimum required auto insurance in their state. However, Virginia may require an FR-44 in certain circumstances. This has much more severe […]
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Apr
Apr
Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
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Apr
Apr
Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
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Apr
Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]