Many states have passed no-fault car insurance laws to compensate injured auto accident victims, providing coverage for medical costs and any losses-related expenses. Some states employ no-fault systems that strip you of your right to sue an at-fault driver for pain and suffering and economic losses, while others provide for some degree of no-fault protections. […]
Category Archives: Finance Guide
Insurance has been difficult to do. It’s a delicate balance between what you want, what you can afford, as well as what you can leave behind by not having it. This is an important line to keep in mind. Insurance is not something that anyone should have to pay for, at least until they want to. It is […]
What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]
AAA typically provides insurance through affiliate companies with various rates, coverage options and customer experiences. According to The Zebra, AAA auto insurance customers report below-average satisfaction with their policies. Furthermore, AAA uses OnBoard telematics technology which tracks driving habits through a mobile app to offer discounts for safer drivers and reduce premiums accordingly. Car Insurance […]
Last week, I was playing golf and something caught my eye that inspired me to write this article. The ninth tee was my destination. There was a bench that you could use to rest your tired bones and help you analyze your game. It was simply turning up at the course. On this bench, however, was a […]
Los Angeles residents can purchase affordable health insurance coverage on the California state exchange marketplace. Plans offered there must meet certain standards and minimum essential coverage requirements, making shopping for coverage simple and accessible. Individuals without qualifying health insurance will face a penalty when filing their taxes unless they qualify for an exemption. To avoid […]
You can have life insurance, car insurance, and homeowners insurance. However, none of these policies will provide any assistance in a crisis. My friend, you may believe that you are protected for every possible scenario.The most important insurance you have is gone. This is your survival insurance. You can only rely on yourself in emergency situations. You and I […]
Health insurance provides financial coverage for medical expenses. There are four main forms: employer or school sponsored plans, individual or private plans bought on the Marketplace, Medicaid and Medicare plans. Short term health insurance provides quick coverage that often starts the day following approval, making it ideal for quickly filling gaps between major medical plans […]
Although high-risk insurance for auto can be costly, Florida’s high-risk insurance can seem excessive. Florida is home to a larger population than other states and has more claims and crashes than any other state. The average U.S. death rate per 100,000 people is 11. It’s currently 14.8 in Florida. The state had 401 867 crashes in 2019. 2.951 people died in those […]
While most of us are aware of how much we make each month in wages and salaries, have you ever taken time to calculate how much you spend each month on household expenses? Unpleasantly, you might be surprised by the sum of all the outgoings and payments when you calculate them. There are the mortgage […]