Category Archives: Finance Guide

Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]

Policy premiums are charged by insurers as the cost of providing coverage. Car insurance premiums can be paid monthly, biannually or annually and must be made in order for a policy to remain active. Insurance premiums differ between providers based on various criteria, including your driving record, ZIP code, age and credit score as well […]

“Did you know that your computer may be covered under your homeowners insurance policy? As our lives become increasingly digital, ensuring the safety and protection of our devices has never been more important. But with so many forms of insurance available, it can be difficult to determine what is and isn’t covered. In this blog […]

Two reasons are why we purchase car insurance. To fulfill state requirements. To protect our assets in case of an accident. Although the monthly premiums may seem unnecessary, you will be thankful you made that sacrifice in case you are involved in an accident. You would be responsible to repair your vehicle, or to purchase a new one, as […]

Each state has its own minimum insurance requirements and laws for vehicles that are operated on public roads. Car insurance is required for all vehicles with state registrations in North Carolina. An SR-22 may be required if you have any driving convictions or a less than ideal driving record. An SR-22 proves that you have maintained the […]

Are you aware of the penalty that comes with not having health insurance? If you’re one of those who think it’s okay to skip a month or two, then listen up! The Affordable Care Act (ACA) requires individuals to have minimum essential coverage for every month. But how many months can you go without insurance […]

Although the title of this article is a parody on Shakespeare’s Hamlet lines, it is not funny about the reality that the current state of our economy is in dire straits. Although there are signs of improvement, it is still hard to find work for thousands or thousands of people. To survive until you can find a […]

Have you ever thought about what happens when you cancel your car insurance? Maybe you’re looking to cut costs or change providers, but before you make any moves, it’s important to understand the potential consequences of cancelling. From legal penalties to financial risks, this decision can have a significant impact on your life and finances. […]

Although driving across states can be a lot of fun, the US government has imposed certain obligations on every license holder. The legal status of a driver’s licence in the United States does not make you legally allowed to drive. You must have car insurance to ensure that everything is under control, even during accidents or […]

If you think about your insurance needs, 1 day car insurance might not be the first thing you think of. This insurance option may be the right coverage for you, even though most people have never heard of it. You are looking for temporary insurance. I will do my best help you determine if it is right […]