Category Archives: Finance Guide

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

According to the Daycare Trusts Childcare Costs Survey 2007, pre-school childcare costs in England continue to rise. For children under 2 years old, the average cost of a nursery place in England has increased by 6 percent to PS7900 per annum (or PS152 per wk). The cost for an out-of-school club in Wales is PS34, while […]

Missouri is known for its wide-open spaces, but it’s also home to a vibrant driving culture. Whether you’re in St. Louis or Kansas City, you’ll need the right protection behind the wheel. To that end, you should know the minimum auto insurance coverage required in the state of Missouri. In this article, we’ll take an […]

Every time your policy is renewed Some may find this a bit silly. If your rate hasn’t increased, why should you review your policy? Let’s take a look at it like this. You would be very upset if McDonald’s didn’t add meat to your hamburger if you went to McDonald’s. Before you submit your renewal payment, make sure to […]

The recent economic slowdown, as shown by all indicators (except those used by George Bush), has caused SUV and car owners to resort to arson to pay off their debts. This is not a new phenomenon, but car arson (or torching), and insurance fraud are both well-established. It is seen as a direct correlation with the […]

Accidents happen all the time, regardless of whether you’ve been adequately prepared for them or not. Casualty insurance is a form of insurance that can provide you with coverage and financial protection in the event of an accident, injury, or death. But what exactly does casualty insurance cover? In this blog post, we’ll be taking […]

New business owners want to keep operating costs low. They may not be exposed to a lot of risk at launch and will purchase only the required insurance like workers’ compensation and Commercial General Liability coverage. Many business owners neglect to review their insurance policies as they grow in size, profit, and liability. The Reasons Your Basic […]

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

Drivers aged 24 have typically had many years of driving experience. Car insurance for 24-year-olds is generally cheaper than for young drivers with less experience, though premiums continue to drop each year. Bankrate’s research into the average cost of car insurance for 24-year-olds and what factors affect this premium might help you make more informed decisions about your coverage. […]

Whether you’ve recently purchased a new car or received a new health insurance plan, it can be difficult to figure out how long it will take to receive your physical insurance card. Insurance cards are an important part of the process for most medical, auto, and home insurance policies. Without an insurance card, you may […]