Private health insurance plans can be expensive, particularly those with higher deductibles. But there are ways to lower costs. Individual and family marketplace plans with premium subsidies may make coverage more accessible to those in need, though additional factors can affect costs as well. Costs Private health insurance refers to any individual or family plan […]
Category Archives: Finance Guide
Health savings accounts (HSAs) can be an effective tool for planning and paying for future healthcare costs – provided they’re used properly. HSA funds can be spent tax-free if used to cover eligible medical expenses such as deductibles, copayments and coinsurance premiums. You can even use them for over-the-counter medicines and services like acupuncture or […]
Will You Submit an Insurance Claim for Windshield Damage? – Filing an insurance claim for windshield damage depends on its cost and your car insurance provider. A chipped or cracked windshield typically falls under comprehensive coverage which protects against non-collision damage to your vehicle. If another driver breaks your windshield, you can make a claim […]
Moving is hard enough, but if you’re also dealing with changing your insurance provider, you may have a lot of questions. One of the most common questions people have is whether they need to notify their current insurance company (MCA) of their change of address and how to do it. In this blog post we […]
While women may have their own views on life insurance, both sexes share similar opinions about death. Haven Life found that both men and women believe that their deaths will have a significant impact on their families. Both men and women agreed that the death of a spouse who is primary caregiver or primary earner would have a negative […]
The American auto insurance industry dates back to the end of the 19th century. It has grown to become a multi-billion dollar business in the years since. Depending on where they live, almost all U.S. drivers must have auto insurance. You might be surprised to find that there are some myths about car insurance. We want you to find the […]
Disability insurance provides financial protection for individuals who can no longer work due to a disability or illness. But what happens when an employee’s medical information is shared with their employer as part of the process? Do disability insurance companies share medical information with employers? This is a question many employees have, and we’ll explore […]
In 2020, Florida saw 552,839 speeding ticket. This is a common ticket, so you might want to learn how speeding tickets can impact your auto insurance rates. This will help you prepare for potential insurance implications of a speeding ticket. It could also help to understand how to reduce your insurance costs if you have tickets. Quadrant Information […]
Many people wonder if they can cancel their health insurance outside of open enrollment. The answer isn’t as simple as you may think. In this article, we will explore the realities of canceling health insurance outside of open enrollment. We’ll cover important information about eligibility, termination timelines, and more. You’ll also get tips for finding […]
A Minnesota DUI arrest is a serious traffic offense that can lead to severe consequences. Drinking and driving can result in serious accidents or worse. In the United States, there are approximately 30 people who are killed in car accidents involving alcohol every day – 1 death per 50 minutes. A DUI can result in legal fees, […]