Category Archives: Finance Guide

If you are the owner of a business or property that has been damaged in some way, you may be wondering what kind of insurance you need. And if you are a damage restoration company, you may be wondering what insurance covers your business. In this article, we will discuss the different types of insurance […]

According to the United States Census Bureau, Wisconsin had a population of more than 5.8 million people in 2019. The same year, Wisconsin reported nearly 4.3 million licensed drivers. Accidents are inevitable with so many drivers on Wisconsin’s roads. In 2019, Wisconsin statistics revealed that: Traffic accidents caused 145,288 deaths Traffic accidents claimed the lives of 511 people 28791 people were injured […]

It can be scary when you go to the dentist and they tell you that they need to take a series of x-rays in order to help them diagnose and treat your dental issue. While it may seem like a small cost at the time, x-rays can actually end up costing quite a bit more […]

The everyday supporting services you perform for your family may be just as valuable as income. Although you may not get paid to take the kids to school, clean the dishes, or run the dishwasher, the daily support you provide to your family can feel like a full time job. It can be costly to hire […]

If you are a resident of Washington, D.C., and you operate a vehicle, you are required to adhere to the area’s car insurance laws. Drivers who ignore these laws could be subject to fines or other penalties. While the Capital of America only has 535,000 licensed drivers — one of the lowest numbers in the country — residents are subject […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

The fate of the Affordable Care Act, or “Obamacare,” is currently being debated in the US Supreme Court. At the heart of the issue is the question: Is it constitutional for the federal government to require citizens to purchase health insurance? The answer is not a simple yes or no; it depends on a variety […]