Category Archives: Finance Guide

Are you renting a place to live? You might want to consider getting renters insurance. Yes, your landlord’s insurance may cover the building, but what about your personal belongings and liability? Renters insurance can give you peace of mind knowing that you’re protected in case of unexpected events such as theft or fire. But how […]

Your credit score is an essential part of your financial health. It impacts everything from getting approved for a loan to renting an apartment. When shopping for car insurance, many people wonder if it will hurt their credit score. The short answer is yes, but don’t panic just yet! In this blog post, we’ll explore […]

Have you recently been in a car accident and your vehicle was declared a total loss by the insurance company? If so, you may be wondering what options are available to argue over an insurance total loss claim in Georgia. Dealing with a totaled car can be stressful and overwhelming, but don’t worry – we’ve […]

Your house is likely the biggest investment you’ll ever make, and protecting it should be a top priority. One of the most important ways to do that is by having insurance coverage. But with so many options available on the market, how much should you expect to pay? In this blog post, we’ll explore everything […]

Have you ever experienced the frustration of accidentally breaking your TV screen? It’s a common mishap that can happen to anyone, and the cost of repairing or replacing it can be quite hefty. That’s where TV insurance comes in – but what exactly does it cover and is it worth investing in? In this blog […]

Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]

Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]

Are you experiencing a gap in coverage while waiting for traditional health insurance to kick in? eHealth offers temporary plans that may provide a temporary solution. These plans typically span from 3 months to one year in duration and are purchased through private insurance companies. As these policies do not have to adhere to ACA […]

Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]

Are you experiencing tooth pain or discomfort that just won’t go away? It may be time to consider a tooth extraction. While this procedure may sound daunting, the good news is that many dental insurance plans cover it. But how much can you expect to pay out of pocket with insurance? In this blog post, […]