Category Archives: Finance Guide

Saving money is difficult no matter where you are in your financial life. A good savings plan requires more than a budget and goals. It also requires a disciplined attitude towards keeping your finances in order, working towards reaching goals and avoiding impulse purchases when savings begin to accumulate. Protecting your cash from the unexpected is one […]

Sometimes parents may be shocked at the high cost of young driver’s insurance. They can lower the cost of their child’s car insurance by buying a named driver policy. This method of using the same vehicle less often than their children is legal, provided the parent is registered as the primary driver. MoneySupermaket.com research shows that […]

We often say that timing is everything as we move through our lives and navigate life’s many events. We are all so busy that we have learned to master the art of procrastination. However, filing a claim can have negative consequences. A policy of insurance is like any other legal document in that both the insured […]

You might consider moving to the islands, or switching carriers . Knowing the average cost for car insurance in Hawaii can help you make an informed decision when looking for coverage. Hawaii car insurance rates vary depending on whether you require full coverage or just basic insurance. Minimum coverage in Hawaii is , which is much cheaper. Average Hawaii car […]

There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]

Your car was just stolen. You had important personal items. Is my auto insurance going to cover my personal items? The simple answer is that auto insurance does not typically cover personal property. This would be true for almost all insurance companies. Auto insurance is not meant to protect personal property, but damage to the vehicle. Your […]

It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]

Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]

You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]