Category Archives: Finance Guide

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

These reports show a wide range of expenditure categories and the average amount. However, they are still valid indicators of how costly auto insurance can be. The situation gets even worse if the driver is a high-risk driver. High-risk drivers are those who have a tendency to file more claims than the average driver due to a […]

Like most things in life, the key to happiness is to share. Sharing is what humans love best. When things are going well in our friendships, we share and ask for help. It is human nature to ask for help when we need it. Many people have dedicated their lives to helping couples resolve issues in relationships. […]

Are you tired of sifting through piles of old insurance paperwork and wondering whether or not you should keep it? With the digital age making it easier to store documents electronically, it’s easy to wonder if physical copies are even necessary. In this blog post, we’ll explore the pros and cons of keeping past years’ […]

All policyholders’ actions behind the wheel and on the roads are monitored by their insurance companies throughout the term. Insurers can determine if it is necessary to modify the policy with the help of local DMV officers and police officers. Not all changes are bad. Drivers who follow the guidelines of their insurers and have safe driving […]

One of the oldest institutions that man has created is marriage. According to an old proverb, marriages are created in heaven and completed on Earth. Many believe that God creates human beings from the same soul in pairs and that everyone has a soulmate in this life. Finding your soulmate is the true meaning of true love. Each person has […]

Are you considering buying a salvage car but worried about the risks involved? You’re not alone. Many people wonder whether they can insure a vehicle with a salvage title or if it’s even worth it. In this blog post, we’ll explore the ins and outs of insuring a salvage car and help you make an […]