Category Archives: Finance Guide

Charlotte residents often settle for minimum coverage to meet the legal requirements to drive a car in North Carolina. Tragically, it can lead to much pain and heartache, especially if they are involved in an accident that results in injury or damage. This article focuses on uninsured motorist coverage (often referred as UM coverage) as […]

Are you looking for an insurance policy that will protect your business from any unforeseen circumstances? If yes, then you might have come across the term “MGA Insurance.” But what exactly is it? What does it cover and how can it benefit your business? In this blog post, we will take a closer look at […]

Are you worried about the presence of black mold in your home or business? Apart from being unsightly, it can also cause severe health problems for you and your loved ones. But what if you have insurance – does it cover the cost of removing black mold? In this post, we’ll explore everything you need […]

Columbia drivers must have insurance. It is therefore important to find the best car insurance. Columbia drivers pay an average $605 per year to get minimum coverage and $1547 per for full coverage. This is comparable to the average cost for car insurance. The South Carolina Department of Public Safety reports that Richland County had 13,519 traffic collisions for 2018, […]

There is a good chance that you are going to do your best to ensure that your business runs smoothly. You will need to make decisions about everything, from hiring the right staff to choosing the best service providers. There are many things that can go wrong when running a business, or life in general. It […]

As the cost of living continues to rise, shared wall housing has become an increasingly popular option for many. However, with this trend comes a pressing question: how is shared wall housing insured? In this blog post, we’ll explore the ins and outs of insurance for those considering or currently residing in shared wall housing. […]

Are you confused about how to pay your health insurance deductible? You’re not alone! Deductibles can be a tricky part of navigating the healthcare system, but understanding how they work is crucial for getting the most out of your coverage. In this blog post, we’ll break down everything you need to know about paying your […]

After you have purchased an annuity, life insurance policy, and named your beneficiaries you might never look back. This could be a huge mistake. Your ex-spouse will get the proceeds if you divorce and remarry, but you fail to change your beneficiary to your current spouse. Other life events, such as divorce or death, can be grounds […]

Uninsured drivers have a ten-fold higher chance of drinking and driving and a three-fold greater chance of being convicted for driving without due care. Uninsured drivers also cause at least one accident every six month. One in twenty motorists drive regularly without insurance. Uninsured motorists are responsible for 10% of all accidents. What should you do if you are […]

South Heart, North Dakota, is a remote area with a population of about 304 people. This means that drivers pay lower than average rates for car insurance. South Heart’s average car insurance cost is $1,320 annually for a full coverage policy, and $289 for a minimal coverage policy. One car accident in North Dakota occurs every 37 […]