Category Archives: Finance Guide

Car insurance for high-risk drivers in Pennsylvania

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

North Carolina flood insurance

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

What To Do If You’re Dissatisfied With Your Car Insurance Company?

Car insurance can be a tricky business. You’re paying for protection and peace of mind, but when you don’t feel that your insurance company is giving you either, it can be very disheartening. If you are dissatisfied with your car insurance company, there are steps you can take to rectify the situation. From shopping around […]

What is self-insurance?

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]