Category Archives: Finance Guide

Cheap SR-22

If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]

Insurance Continuing Education – Annuitization of Annuities

Annuitization refers to the equitable distribution of principal and interest over a set period. Annuitization has a distinct advantage because the tax-favored disbursements offer a tax-favored benefit. The tax-favorable status is not applicable to situations in which funds are scarce. Nearly all annuity contracts allow for annuitization. The contract owner decides how the funds will be received when […]

Pennsylvania car insurance laws

Like in many states, car coverage is mandatory for Pennsylvania drivers. Pennsylvania saw 125,267 fatalities and 1,059 injuries in 2019. These high numbers make Pennsylvania insurance laws very strict. It is important that you understand both your minimum requirements and any optional coverages that may be available to provide better coverage. Pennsylvania has laws regarding car insurance Minimum insurance […]

Level Term Life Insurance

Term life insurance is a highly recommended type of life insurance. But how does term life insurance work. It is important to fully understand all aspects of an insurance policy before you make a decision. What is level term life insurance? Who is it best for? Is level-term life insurance worth the cost? In the event of your […]

What to do after a hit and run in Virginia

If you’re the victim of ahit-and-runVirginia is not only a stressful place, but also your car insurance will likely increase.For a full coverage policy, the average cost of Virginia auto insurance is $1,304 annually. A hit-and-run accident can increase the average rate by $2,565Based on data from Quadrant Information Services. Virginia hit-and-runs A hit-and-run incident is […]

Michigan car insurance laws

All Michigan drivers must have car insurance. To comply with state laws, drivers must have minimum car insurance coverage and certain types of insurance. Insufficient insurance coverage can be illegal, and it can lead to severe consequences for even first-time offenders. It doesn’t matter if you’re a Michigander for a long time or a new driver in […]

EIFS – How Synthetic Stucco Can Cause Huge Damage to Homes Across America

EIFS are visible on the exterior of your house. This means that you may have water damage throughout your home. EIFS stands for Exterior Insulation and Finish System. It’s commonly called “stucco”, but it’s not real stucco. It is synthetic stucco. The terms EIFS and stucco are interchangeable in this article. The Atlanta Journal Constitution published an article […]

What to do after a hit-and-run in Oregon

Accidents can be stressful. Hit-and-run accidents can add stress to an already difficult situation. It is not necessary to know all the details after a hit and run in Oregon. You may be able manage the situation relatively easily if you are familiar with the correct steps. And because of the state minimum insurance requirements, your own insurance might […]