Category Archives: Finance Guide

You will need E andO and D andO and Tech and Privacy Breach E andO insurance if you are a private, government, or public entity. E and O insurance, also known as Errors & Omissions insurance, covers both the service you provide and the representations your employees make to customers. D and O (also known as Directors […]

It is human nature to believe that there will never be any harm, or even close to it. Sometimes things can go wrong. Unexpected events can happen at any moment. It’s important to have insurance. This includes professional liability insurance, business insurance, and liability insurance. The old saying is “Hope for good, but be prepared for the worst.” […]

It is possible that you are wondering how to handle insurance after an accident. Your insurance company will offer you an insurance settlement once you have filed a claim.A car accident settlement will generally include the cost of medical bills, lost wages, and repairs to your vehicle. Car accidents are quite common, but it can be […]

For a $250,000 home, homeowners in Omaha pay an average $2766 annually for homeowner’s insurance. This is actually slightly less than the state average. On average, Nebraska homeowners pay $2,816 per year for protection. The average U.S. homeowner pays $1,312 per year. Omaha homeowners need not only good insurance but also affordable insurance. We looked at the average premium […]

Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]

Do you need home insurance? Yes, if you have a mortgage lender. There are many ways to save money on homeowners insurance and still protect your investment. It is a smart financial decision to insure the home as well as any valuables inside it. This is even after your mortgage has been paid off. If you don’t have insurance, losing […]

Columbus was the most OVI, seat belt, and distracted driving arrests in Ohio in 2019. To protect themselves and others in an accident, Columbus drivers must have car insurance. Columbus drivers pay $1,265 per year for full coverage insurance and $398 per year for minimal coverage insurance. We found a few insurance companies in Columbus that offer affordable […]

Auto Insurance The State of Arkansas began tracking registered motor vehicles within the state in 1997 with the help of their vehicle liability insurance. This means that Arkansas’ vehicle identification number (VIN), must match the insurance policy on the States Office of Motor Vehicle database. The state requires that all vehicles registered in Arkansas have minimum liability […]

Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]

If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]