Category Archives: Finance Guide

Being a part-time employee can be difficult, especially when you don’t have access to the same benefits as full-time employees. One of the most important benefits is health insurance, but do part-time employees get health insurance at Rutgers? In this blog post, we will explore what it takes to qualify for health insurance as a […]

Health insurance is a necessary part of life, and most of the time, the primary health insurance plan takes care of all the medical expenses. But what happens when those medical costs exceed your primary health insurance coverage? That’s where secondary health insurance comes in. Secondary health insurance can be a great way to supplement […]

Car insurance can be a tricky business. You’re paying for protection and peace of mind, but when you don’t feel that your insurance company is giving you either, it can be very disheartening. If you are dissatisfied with your car insurance company, there are steps you can take to rectify the situation. From shopping around […]

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

Writing a compelling insurance claim letter can be an intimidating process. You have to make sure you provide all the necessary information and that your letter is written in a clear, concise manner. But fear not, writing an effective insurance claim letter isn’t impossible! In this article we’ll discuss how to write an insurance claim […]

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]

If you’re planning for the future, you may be considering long term care insurance to cover the costs of long-term care in case of illness or injury. But is it worth the cost? In this blog post, we will explore the pros and cons of long-term care insurance and provide an overview of what’s covered […]

Ambulance rides can be incredibly expensive, but how much you pay for the ride may depend on a variety of factors. If you have health insurance, it could reduce your out-of-pocket costs significantly. But before you decide whether to call an ambulance, it’s important to understand what your insurance covers and what you will owe. […]

Health insurance is a necessity for most individuals and families. It’s an important consideration when looking for a job or selecting an employer. Employers now offer health insurance packages to their employees, but it can be difficult to understand the cost of these plans and how much you’re actually paying for them. In this blog […]

Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]