Category Archives: Finance Guide

22-year-old college student. I have been trapped between a cramped dorm room, and my parents’ lumpy couch for the past couple years. One year until graduation, but my future is bright: I will be paying off student loans up to the age of forty. I will likely rent homes and not buy them in the […]

Insurance protection plays a crucial role in ensuring that a homeowner can sleep peacefully at night and that workers are not worried about being sick for a while. Despite recent negative press about how insurance was sold to the public, these products are still very affordable and offer a wide range of coverages. The two most […]

Are you in the process of purchasing a new home or renewing your homeowner’s insurance policy? One crucial factor to consider is hazard insurance, also known as property damage insurance. Hazard insurance covers natural disasters and other unexpected events that could potentially damage your property. But how do you calculate it? And what factors affect […]

South Carolina’s car insurance laws require that drivers have a minimum level of insurance in order to legally drive. On South Carolina’s 78,000-mile public roads, there are 3.8 millions of licensed drivers. South Carolina has the nation’s second highest fatality rate in car crashes. This highlights the importance of South Carolina residents having comprehensive auto insurance. South Carolina has laws […]

According to statistics, 10,000 UK bikers cancel their insurance policies during the winter months each year. Bike owners often lock their bikes away, but unfortunately their bikes can still be stolen even if they are stored in a garage. Many motorbikes are kept in garages during winter months by thieves. Every month, over 600 bikes […]

It can be confusing to understand exhibitor insurance First, do you have business insurance? Is that not enough to protect you? The Event Organiser will then tell you to either purchase their recommended insurance or show proof of Public Liability Insurance prior to being allowed to exhibit. Event people are great at organizing events. They do what […]

Are you wondering how much auto insurance coverage is enough to protect yourself and your vehicle? With so many options and factors affecting rates, it can be a challenge to determine the right amount of coverage for your needs. However, having adequate car insurance is crucial in case of an accident or unexpected events on […]

Washington has 5.9 Million licensed drivers more than 80,000 miles of roads that are unmatched in natural beauty. Before you visit the Evergreen State, it is important to be familiar with Washington’s car insurance laws. Washington requires drivers to have minimum liability insurance. If you don’t comply, there will be severe penalties and fines. Washington has car insurance laws […]

Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]

Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]