Category Archives: Finance Guide

Washington car insurance laws

Washington has 5.9 Million licensed drivers more than 80,000 miles of roads that are unmatched in natural beauty. Before you visit the Evergreen State, it is important to be familiar with Washington’s car insurance laws. Washington requires drivers to have minimum liability insurance. If you don’t comply, there will be severe penalties and fines. Washington has car insurance laws […]

Exhibitor Insurance – What Is It and Why Do You Need It?

It can be confusing to understand exhibitor insurance First, do you have business insurance? Is that not enough to protect you? The Event Organiser will then tell you to either purchase their recommended insurance or show proof of Public Liability Insurance prior to being allowed to exhibit. Event people are great at organizing events. They do what […]

New Mexico car insurance laws

New Mexico’s car insurance laws mandate that drivers have liability insurance to legally drive. This is crucial as there were 46.786 car accidents in New Mexico last year, resulting in 392 deaths. This shows that New Mexico needs to have strong insurance coverage. It is essential to understand your minimum requirements and any optional coverages in order to build […]

What Is a Viatical Settlement?

Viatic settlement refers to the sale by the policy owner of a life insurance plan before it matures. This sale gives the policy owner immediate cash settlement. Viitical settlements are generally for insured people with a shorter life expectancy than five years. Life settlements (also known as senior settlements) are similar to viaticals. They involve the sale of […]

Ditch and Switch Mortgage Payment Protection Insurance For Big Savings

This is the UK’s most important money-saving opportunity. It is the result of The Citizens Advice Bureau bringing the mis-selling of Payment Protection Insurance, (PPI), to the attention of British citizens. For those who were not mis-sold, it is time to share some good news! So far Which? and Money Saving Expert are the most prominent […]

How Much Does Hurricane Insurance Cost In North Carolina?

North Carolina is a beautiful state, but it’s not immune to natural disasters. Hurricanes can devastate homes and businesses, leaving people struggling to pick up the pieces. That’s where hurricane insurance comes in – it provides financial protection against the damages caused by these powerful storms. But how much does hurricane insurance cost in North […]

What Is The 7 Pay Test For Life Insurance?

Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]

Do You Have To Report An Accident To Insurance?

Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]