Category Archives: Finance Guide

As we age, the thought of needing long-term care becomes a more pressing concern. It’s never too early to start planning for this possibility, and one way to do so is through purchasing long-term care insurance. But what about combining it with life insurance? Is it worth considering? In this blog post, we’ll explore the […]

From an insurance perspective, biotechnology organisations and companies have unique features that pose uncommon risks. Biotech companies face unique risks that could cause delays in development and even prevent them from reaching milestones. These delays can hinder the company’s ability to raise additional funds, and thus its ability to continue operating as a going concern. These risks […]

People who have retained their jobs so far have not felt the effects of the recession. This is especially true for professionals and other people who were once considered ‘comfortably wealthy’. These people are a large segment of British society and can be described as being occupants in a mythical area called Middle England. As the Government tries […]

Are you in the middle of an insurance claim for your car repairs but having second thoughts? Perhaps you found a better deal or decided to pay out of pocket instead. Whatever the reason may be, it’s important to know if and how you can cancel your insurance claim without facing any negative consequences. In […]

There has been a rapid increase in the number and use of comparison websites for general insurance, as well as for consumers who use them for products like motor and home insurance. According to industry figures, almost 25% of private motor insurance was purchased through these websites in 2007. Is the intense competition among Internet buyers […]

Because insurance is important, or in the case life insurance, because it’s valuable, we all have to put up with the rising premiums. It makes sense to make sure we get the best value for our money and only pay for what we actually need. It all starts with choosing the right representative. It is a good […]

Although Lloyd’s slips are now accepted electronically, they were originally printed on paper. They contained all details of the risk that was to be placed on Lloyd’s of London’s insurance market. The Lloyd’s slips, which are standard documents in a format that are meant to help not only the underwriter to take into account the risks […]

Do you or someone you know suffer from sleep apnea? If so, then a CPAP machine may be the solution to getting a good night’s rest. However, these machines can come with a hefty price tag that not everyone can afford. That’s where insurance comes in. But is a CPAP machine covered by insurance? The […]

Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]

Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]