Category Archives: Finance Guide

What Is Title Insurance?

Title insurance is different from other types of insurance. * It doesn’t cover any future casualties, such as homeowner’s, auto, or health insurance. * Title insurance protects policyholders against past events, such as liens that have not been paid off, mortgages that have never been satisfied, and deeds signed by only one party with a […]

Reasons for SR22 Auto Insurance

Driving offenses have been increasing across the continent. Most states have developed ways to ensure that these people are treated in a proper manner. SR22 Auto Insurance has helped many people who were facing difficult times of using public funds or being driven to work by others. These policies are issued by courts to drivers who have […]

What You Need to Know About Farmers Market Insurance

Farmers Markets are becoming more popular. The USDA estimates that there will be approximately 7,175 farmers markets in 2010. Farmers market managers and associations are insisting that all market participants have commercial general liability insurance policies. Farmers market vendors and managers don’t understand the terminology of the insurance industry, as not all insurance companies are specialists […]

What Is The 7 Pay Test For Life Insurance?

Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]

Do You Have To Report An Accident To Insurance?

Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]