Category Archives: Finance Guide

Both drivers will often stop to exchange information when they are involved in an accident. Fleeing the scene of an accident, also known as a hit-and-run, comes with major consequences. In Rhode Island, the average annual cost of full coverage car insurance is $2,018, but after a hit-and-run, the average rate increases 61% to $3,251, according to 2021 […]

Speeding is no laughing matter, and rightly so. It’s one of the most common traffic violations and can lead to serious consequences. In fact, many drivers fear that their insurance rates will go up if they get a speeding ticket. Fortunately, this is not always the case. When you contact your insurance provider, be sure […]

In today’s world, everything is digital. This includes your insurance policies. Gone are the days when you had to print out a policy and bring it with you to every appointments. Now, all you need is your insurance certificate number. What is an insurance certificate number? It’s a unique identifier that identifies your policy in […]

Rooklyn is just one of many New York boroughs in which home values have skyrocketed. The current median sales price is $889,000. For $250,000 of dwelling coverage, the average cost for Brooklyn home insurance NY is $1598 per annum. Your insurance bill will likely be higher if you have a home that is similar to the median […]

If you are the owner of a business or property that has been damaged in some way, you may be wondering what kind of insurance you need. And if you are a damage restoration company, you may be wondering what insurance covers your business. In this article, we will discuss the different types of insurance […]

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Temporary health insurance plans may seem like an attractive solution if you’re between jobs, waiting for Medicare eligibility or self-employed, but it’s essential that you understand their limitations, such as medical underwriting and preexisting condition exclusions. Even though new federal rules allow short-term plans with initial terms and renewals up to one year, many states […]

Your insurance should cover the cost of replacing or repairing a cracked windshield depending on which policy and the extent of its damage. Cracks smaller than two inches wide should be repairable without having to replace all of the glass in your windshield. Filing a claim for cracked windshield damage follows the same process as […]

For motorists, car insurance is a necessity. It’s not only a necessity, but a legal requirement in the UK. Many people consider car insurance an expense that is part of owning a vehicle. This is why many motorists continue to use their existing insurance provider every year after the renewal notice arrives. Why is this? The quote may […]