Category Archives: Finance Guide

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

Graduate students might experience financial stress, regardless of whether they work part-time or full-time. Although you have faith that the hard work you put in now will pay off when you receive your degree, money can be tight. Life insurance for graduate students is often a low priority. Although you might not need life insurance as a […]

When you’re planning your international student move, one of the first things you need to do is find the right insurance company. After all, who wants to deal with anything unpleasant when they’re trying to relocate? Unfortunately, not all insurance companies are created equal, and this can affect your entire experience as a foreign student. […]

You may be unable to find homeowners insurance in an area that is prone to fire. Consider looking at surplus line carriers, private carriers or the state’s plan. It can be difficult to find homeowners insurance in areas where there are frequent fires. In West Coast fire-prone areas, some insurers have stopped renewing or cancelling policies. It […]

If you’re an adult with a house, a spouse, kids, or any financial liabilities, and you should consider buying a life insurance policy. You won’t need to worry about what financial burden your loved ones will inherit if you die suddenly. Here at The Simple Dollar, we’re a big fan of term life insurance since it’s affordable to purchase and […]

A new car purchase can be one of life’s most exciting experiences. This is a decision that will stay with you for the rest of your life. The days of purchasing a new car every other year are gone. The economy is so poor these days that many people have to keep the same car for years. […]

There are many details and information in the small print that can vary between insurers. I’ll try to generalize this as most companies have similar policies. Car insurance, also known as auto insurance, is compulsory in most countries. You must be covered if you own a vehicle or if you park your car on a public […]

You can get cheap Georgia car insurance for teenagers, whether you’re the dad or mom of a teenage driver who is eager to get their car on its way. First, a brief story… Bobby used to come home every day after school and wash his car in our driveway. Bobby treated his little red Corvette like he […]

The National Highway Traffic Safety Administration (NHTSA) reports that there were 9,378 automobile fatalities in 2018 in which at least one of the drivers was speeding. Though speeding is usually treated as a misdemeanor in Georgia, speeding is taken seriously and fines increase as the severity of the speeding increases. The premiums you pay to insure your car can […]

These days, the best ways to save money are quite simple. You can save money by using coupons to go grocery shopping or renting movies to watch at home. There are many things that we can do to save money. It is possible to reduce the cost of things we already pay each year. This is one way […]