Category Archives: Finance Guide

Each year, insurance fraud costs auto insurers billions of dollars and consumers billions. The pandemic caused an increase in fraud claims in 2020. The Insurance Information Institute (Triple-I) states that the most prevalent fraud schemes since COVID-19 started affecting the U.S. include billing scams, staged accidents and fake accidents at the homes of drivers. Insurance fraud can […]

Indiana’s car insurance laws, as in many other states, require that all drivers who are registered in Indiana have a minimum amount in car insurance. These limits are mandatory and you can be penalized if you don’t have the minimum car insurance. Insurance protects you against financial ruin in the event that you are involved in […]

Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]

Are you confused about what “out of pocket” means when it comes to insurance? Don’t worry, you’re not alone. Understanding the ins and outs of insurance can be overwhelming, but knowing what out of pocket means is crucial in making informed decisions about your coverage. In this blog post, we’ll break down everything you need […]

Tennessee is third in the country with 23.7% of drivers driving a vehicle that does not have insurance. You could face jail time if you are caught driving in Tennessee without insurance. Tennessee, like many other states, has minimum coverage requirements. You may need to show proof of insurance if you are pulled over or in an accident. […]

Which type of life insurance policy are you currently carrying? Is it a “term policy?” Is it a policy for the whole life or universal life? You could end up in serious trouble if you don’t know which type of policy you have. Everybody needs to know the type of policy they have, what it costs, and, most importantly, […]

Are you someone who believes that prevention is better than cure? If so, then you’ll be glad to know that Aultcare insurance covers a range of preventive care services. But what exactly is preventive care and how can you use your Aultcare insurance to access it? In this blog post, we’ll explore everything you need […]

Legal Reform Now predicts that over 15 million lawsuits in the United States will be filed this year. This is roughly 1 lawsuit for every 20 Americans. It is a massive understatement to say that we live in a litigious nation, where companies view consumers as potential plaintiffs and consumers as “deep pockets”. Despite being ridiculous on the […]

For Critical Ill and Life Insurance companies to file a claim, recipients will often need to send in receipts of medical evidences and claim forms. Most policies will be valid provided that your prognosis has shown that you have between 14 and 28 days to live. Once you are accepted by the company and all evidence has […]

Getting into a car accident can be a traumatic and stressful experience, especially when dealing with insurance companies. After the dust settles, you may receive an offer from the other party’s insurance company to settle your claim. But how do you know if it’s a fair offer? And when should you accept it? In this […]