Category Archives: Finance Guide

Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations […]

Perhaps you sneaked into the neighbor’s pool as a child. Maybe you used their junk pile as a fort or jumped on their trampoline. These youthful indiscretions may seem harmless to a child. These acts of rebellion can be a problem for homeowners. Each of these “attractive nuisances” are features on your property that encourage children to […]

American families can find car insurance to be quite expensive. Rates can vary depending on your vehicle’s make and model. According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance is $1674 for full coverage. This is based upon the cost of insuring a 2019 Toyota Camry. A Toyota Tacoma is $1,539 annually […]

Gilbert, Arizona is home to 237,484 residents. The average household has two cars. Allstate says it is one of America’s safest cities. For minimum coverage, the average cost of car insurance is $651 and for full coverage it’s $1,622. Gilbert car insurance rates aren’t the most expensive in the country, despite the fact that Gilbert drivers are safe. […]

Disability, unemployment insurance—and for some, the possibility of collecting both benefits at the same time. It’s a complex issue that requires a closer look and understanding of both programs. So can you collect disability and unemployment insurance at the same time? While there is no definite yes-or-no answer to this question, it is certainly possible […]

Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]

Farmers Insurance Farmers Insurance was founded in 1928 by John C. Tyler, a California-based partner, and Thomas E. Leavey, a client. The partners started going door to door pitching policies for farmers in order to test their theory. Farmers Insurance Group was born from their fledgling business. It is still based out of Los Angeles. The group includes […]

Understanding your auto insurance policy is key to determining if you are properly insured. It is important to understand the components of your car insurance policy and how they relate with your financial protection. In all states except for New Hampshire, vehicle owners are required by law to carry a certain amount of insurance coverage to register and […]

Arizona drivers must have minimum coverage in order to legally drive their car. Arizona drivers will pay on average $555 per year for minimum coverage, and $1,547 for full coverage. Car insurance rates can be personalized depending on factors such as age, credit score, and location. Arizona drivers have access to dozens of car insurance companies that […]

As a rental property owner, you may be concerned about the tax implications of insurance proceeds. After all, if you receive money from an insurance claim on your property, is it taxable? It’s a great question and one that deserves an answer. In this blog post, we’ll take a look at whether or not insurance […]