Welcome to our blog post on the topic of life insurance for seniors! As we age, it’s natural to start thinking about how we can protect our loved ones after we’re gone. And while many assume that life insurance is only available to those who are younger and healthier, the truth is that there are […]
Category Archives: Finance Guide
02
May
May
Each year, insurance fraud costs auto insurers billions of dollars and consumers billions. The pandemic caused an increase in fraud claims in 2020. The Insurance Information Institute (Triple-I) states that the most prevalent fraud schemes since COVID-19 started affecting the U.S. include billing scams, staged accidents and fake accidents at the homes of drivers. Insurance fraud can […]
02
May
May
Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]
02
May
May
Are you confused about what “out of pocket” means when it comes to insurance? Don’t worry, you’re not alone. Understanding the ins and outs of insurance can be overwhelming, but knowing what out of pocket means is crucial in making informed decisions about your coverage. In this blog post, we’ll break down everything you need […]
02
May
May
Tennessee is third in the country with 23.7% of drivers driving a vehicle that does not have insurance. You could face jail time if you are caught driving in Tennessee without insurance. Tennessee, like many other states, has minimum coverage requirements. You may need to show proof of insurance if you are pulled over or in an accident. […]
02
May
May
Indiana’s car insurance laws, as in many other states, require that all drivers who are registered in Indiana have a minimum amount in car insurance. These limits are mandatory and you can be penalized if you don’t have the minimum car insurance. Insurance protects you against financial ruin in the event that you are involved in […]
02
May
May
Walmart Pharmacy provides prescription medication, over-the-counter drugs, health supplies and immunizations, along with counseling and advice about medications. Walmart Pharmacy offers an innovative program that allows people to get certain drugs for just $4 each, making this an easy way to save money on medications. It’s available to all and there is no membership requirement; […]
02
May
May
Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]
02
May
May
Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]
01
May
May
Have you ever noticed a small crack above your window or door frame? It may seem like just an aesthetic issue, but it could actually be a sign of something much more serious: a sagging lintel. If left unaddressed, this structural problem can lead to costly repairs and even safety hazards. So the question remains: […]