Category Archives: Finance Guide

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

Before purchasing an individual health plan from either your employer or independently, there are a number of important questions you need to ask yourself before making your choice. Your coverage should meet the needs of you and your loved ones and have an affordable monthly premium. Understanding what the policy covers and costs is also […]

Health insurance provides essential financial protection against planned and unexpected medical care needs. Find an option that meets both your budget and needs. Your income-dependent coverage options for Medicaid and Child Health Plus could include either selecting a private plan from the Marketplace, or applying for public coverage such as Child Health Plus through Medicaid. […]

When renting a car, car rental companies usually ask whether you want to purchase insurance through them. Although purchasing this policy might seem beneficial, it’s also essential that you understand exactly what coverage it provides. Your personal auto insurance should typically provide cover for rental cars; however, there may be exceptions. Liability Coverage Renting a […]

Every aspect of our lives is being affected by information technology. Insurance Service Organizations are the largest users of IT. Insurance companies face challenges in keeping their staff up-to-date on IT knowledge to make the most of IT deployment. Many times, it is seen that a large amount of money is spent on technology implementations that are not […]

Are you in the market for a new ride and wondering if that car with an insurance claim on it is worth the investment? Well, we’ve got some news for you! The question of whether or not an insurance claim shows up on Carfax is one that’s been asked time and time again by prospective […]

Are you confused about the term “premium” when it comes to insurance? You’re certainly not alone. Understanding what a premium is and why it matters can be tricky, but don’t worry – we’ve got you covered. In this blog post, we’ll break down everything you need to know about premiums and how they factor into […]

Insurance is something that not many people think about. Consider house and contents insurance. While you’re at work, you want to be sure that your insurance policy will cover the cost of rebuilding your home if it burns down. You can rest assured that your current insurance premiums will cover any replacement value (if they are […]

Finding an affordable homeowners insurance policy in Fort Lauderdale can be a challenge: Compared to the nation’s average policy price of $1,312, residents can expect to pay $2,318 annually for coverage on a $250,000 dwelling. Homeowners can save up to $1,300 by doing some research on the available providers in the area. Our research revealed that Fort Lauderdale’s […]

As a homeowner, you understand the importance of having insurance coverage to protect your investment. However, when renewal time rolls around and you notice an increase in your premiums, it can be frustrating and confusing. You may wonder if this is a normal occurrence or if there’s something wrong with your policy. In this blog […]