Category Archives: Finance Guide

Many large projects require contractors to carry certain forms of insurance policies as conditions of working together with project owners, making compliance an imperative in order to secure business opportunities. Contractors can obtain these policies through either purchasing individual coverage individually, or bundling multiple policies into an affordable business owners policy. Below are six forms […]

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]

All motorists must be covered by the state. If you do not have insurance and own a vehicle in Kentucky, your registration will be suspended. You could face serious penalties if you are caught driving without insurance. These include fines, suspension of your driver’s license, registration suspension and jail time. Kentucky requires minimum insurance Each state has minimum insurance […]

When you’re planning your trip, one of the first things you should do is look into car rental insurance. Alamo Car Rental Insurance is one option you may want to consider, and it can protect you in case something goes wrong while you’re driving. In this blog post, we’ll take a closer look at what […]

Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

It is illegal to drive without insurance Alabama is no exception. Each state has its own penalties when drivers drive without insurance. According to the Insurance Information Institute (iii), 19.5% drivers in Alabama were not insured in 2019, making it the 7th most uninsured state. Alabama drivers who drive without insurance can face heavy fines and even prison time. It […]

Oftentimes, we forget that life spans continue to increase. As a result, the average person now lives over seven years longer than they did just a few decades ago. And as our lives span into later years, it’s only natural to start thinking about retirement and what will happen after we die. But before you […]

As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]

Allergies are a prevalent health condition that often results in symptoms like runny nose, itchy skin and watery eyes, as well as more serious adverse reactions that could even be life-threatening. Allergy testing can identify which allergens may be triggering such reactions and help diagnose their source. Allergists carefully tailor allergy tests to each individual, […]