If you’re someone who has been putting off getting health insurance, you might be wondering if the penalties for being uninsured are still in effect. With recent changes to healthcare laws and regulations, it’s understandable to feel confused or uncertain about what your options are. In this post, we’ll explore whether or not you’ll still […]
Category Archives: Finance Guide
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May
May
The sheer number of life insurance policies available to you may be overwhelming if you’re a first-time buyer. While some policies provide only a death benefit while others offer investment options, many life insurance policies also offer investment options. An indexed universal insurance policy is a good choice if you’re looking for life insurance that earns money […]
01
May
May
Have you ever noticed a small crack above your window or door frame? It may seem like just an aesthetic issue, but it could actually be a sign of something much more serious: a sagging lintel. If left unaddressed, this structural problem can lead to costly repairs and even safety hazards. So the question remains: […]
01
May
May
The average cost of car insurance in Henderson, Nevada is in line with the average state price of $2,245. According to Bankrate’s 2021 study on quoted premiums, the average cost for car insurance is $1,056 for minimum coverage and $2,571 full coverage. Despite their high cost, Nevada drivers are amongst the most secure in the country. Insurance companies might charge state drivers more […]
01
May
May
A house purchase is a major investment. It is essential to have homeowners insurance in order to protect your home. Your home and belongings are covered by basic insurance policies. You would need to pay out-of-pocket costs to repair or rebuild your house if you don’t have homeowners insurance. Not all homeowners insurance policies are created equal. Laura Adams, personal finance […]
01
May
May
Are you moving across state lines soon but worried about your car insurance? Are you wondering if it’s possible to keep your current out-of-state policy or if you need to switch to a new one in your new location? Well, the good news is that it is possible to have out-of-state car insurance and still […]
01
May
May
The Insurance Information Institute reports that 90% of all natural disasters in America involve flooding. 20% of flood claims are filed annually by homeowners who live near areas with low or moderate flood risk. Renters can protect their personal items with a renters policy. Homeowners can protect their dwelling and contents with a homeowners insurance policy. These policies […]
01
May
May
“Picture this: you’re out on the open waters, wind in your hair and sun on your face. Suddenly, disaster strikes and your beloved boat is damaged or destroyed. You may be wondering – does my homeowners insurance cover me in this situation? The answer isn’t as clear cut as you might think. In this post, […]
01
May
May
Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]
01
May
May
Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]