Category Archives: Finance Guide

Due to its short commute time and high number of car-related deaths, Austin was ranked as one of the most dangerous U.S. cities to drive. The car insurance rates are comparable to the Texas average with minimum coverage starting at $558 per annum and full coverage starting at $1,796 per annum. For the 978.908 residents, car insurance is required. […]

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]

However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]

Why switch car insurance policies? Switching insurance can be for various reasons, including moving, adding a new driver, or finding a lower rate. You can switch providers at any time; however, in order to ensure continuity of coverage during a transition process. Your policy provider may require cancellation in a certain timeframe in order to […]

Sally, sixteen years old, is traveling southbound on I-5 in Eugene. Sally hears a ringing and realizes she just received a message via text. She rummages through her purse and finds her phone to check the message. Jane, her best friend back in Washington has just seen Steven at the Vancouver Mall. “Should he talk to me?” Jane would […]

The health insurance marketplace is a critical part of the health care system in the United States. It’s where individuals and families can purchase health insurance coverage, either through an employer or on their own. This blog post will provide an overview of the health insurance marketplace and its key features. We’ll also discuss how […]

Your home insurance policy can be densely written with legalese and industry jargon. However, it is not something you should ignore. The words on your policy can make all the difference in whether you are fully covered or have to spend thousands of dollars to fix your home. Here are some key terms you should look […]

You need to be aware of your GAP if you ever plan to purchase a new car and finance it. It’s obvious what happens when you buy new cars. By the time you get your car home, it’s already 25% less. It’s worth about half of what it was after 18 months. But how much are you still owing? Your […]

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]