Category Archives: Finance Guide

Health insurance provides financial coverage for medical expenses. There are four main forms: employer or school sponsored plans, individual or private plans bought on the Marketplace, Medicaid and Medicare plans. Short term health insurance provides quick coverage that often starts the day following approval, making it ideal for quickly filling gaps between major medical plans […]

You’ve probably heard that insurance companies check your credit score when you apply for car insurance. But do car insurance companies really use your credit score to determine how much you should pay in premiums? The truth is, not all car insurance companies check credit scores. Some do while others don’t – it depends on […]

Clay and game shooting may seem dangerous because they involve firearms. However, these activities are actually quite safe and very few incidents of concern are reported each year. Country sports can be dangerous and you will quickly see the severity of any accidents that could occur. Country sports insurance is designed to cover you against liability in […]

Illinois is among the states that have chosen to not implement no fault legislation. It is difficult to determine whether an individual can claim medical expenses or income loss if they are partially or whole at fault for an accident. This can be done by knowing the details of the insurance policies that were held by […]

Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]

Saving money is difficult no matter where you are in your financial life. A good savings plan requires more than a budget and goals. It also requires a disciplined attitude towards keeping your finances in order, working towards reaching goals and avoiding impulse purchases when savings begin to accumulate. Protecting your cash from the unexpected is one […]

Sometimes parents may be shocked at the high cost of young driver’s insurance. They can lower the cost of their child’s car insurance by buying a named driver policy. This method of using the same vehicle less often than their children is legal, provided the parent is registered as the primary driver. MoneySupermaket.com research shows that […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

Many motor vehicles that were written off by motor insurance companies are slowly making their way back onto the second-hand marketplace every year. It’s all completely legal. Under a voluntary rule of exercises authorized by many organizations, such as motor insurance corporations and salvage and repair firms, write-offs that appear again are classified as Category […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]