Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]
Category Archives: Finance Guide
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Apr
Apr
High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
11
Apr
Apr
First, let’s understand what an insurance claim really is. By understanding the process, we are able to better understand it. It is also easier to follow because we know exactly what each step means. When you file a claim, the insurance company will pay you compensation for the damages you sustained in a car accident. Car […]
11
Apr
Apr
Are you living in an older home that still has knob and tube wiring? You might be wondering if you can get home insurance with this outdated electrical system. The answer isn’t straightforward, as there are many factors to consider. In this post, we’ll explore what knob and tube wiring is, its risks and benefits, […]
11
Apr
Apr
Open enrollment is when you can enroll in or out of your health, vision and dental insurance coverage for the next year. It can be difficult for people to navigate the changing health care plans, evaluate the increasing cost of their health care coverage, and decide how much coverage they need. As if that weren’t enough […]
11
Apr
Apr
Are you tired of shelling out big bucks for car insurance premiums? Well, good news! There’s a light at the end of the tunnel. As men age, their car insurance rates can decrease significantly. But at what age does this magical drop occur? In this post, we’ll explore when male drivers typically see a dip […]
11
Apr
Apr
Life Insurance policies that provide coverage for chronic diseases and other conditions, including critical illness, offer complimentary Critical Illness Insurance. These policies often provide more coverage for heart disease, strokes, and cancer treatment. When a person is diagnosed with critical illness, the policy will provide coverage that allows the family to pay for the burial. Comprehensive policies […]
11
Apr
Apr
Since the dawn of time, auto insurance has existed. It is easy to find the best insurers for your car, as everyone knows how to pick a company with a strong reputation and financial stability. It is important to select the best company possible. You can start by doing some online research to learn more about any […]
11
Apr
Apr
Welcome to our blog post about renters insurance! If you’re currently renting a home or apartment, it’s important to understand what this valuable coverage can do for you. Renters insurance is often overlooked by tenants who assume they don’t need it, but the truth is that it offers invaluable protection in case of unexpected events. […]
11
Apr
Apr
Accidents can happen anywhere and anytime. It may be something you don’t want to happen to you, or to your loved ones. However, you cannot predict when it will happen and how you can avoid it. It’s inevitable, and it can come at any time in your life. The worst outcome is that your life could be lost. You […]