Category Archives: Finance Guide

Nearly all states require drivers to have auto insurance. Each state has its own car insurance laws. There are two types of states: fault states and no-fault. The main difference is how you are reimbursed for injuries sustained in an accident. It is crucial to find out if your state has no-fault or fault laws as a […]

Michigan drivers pay $1,480 annually for minimum coverage and $3,346 for full coverage. These prices are much higher than the national and state averages. Warren residents pay more for their car insurance due to a number of factors. One reason is the number of traffic accidents in Macomb County every year. For example, in 2018, Macomb had 25,784 traffic accidents with […]

Are you one of the millions of Americans who pay for health insurance premiums out-of-pocket? If so, you may be wondering if you can claim those expenses on your taxes. The good news is that yes, it’s possible! But there are some rules and regulations to follow in order to make sure you’re doing it […]

Insurance companies base rates on risk and part of determining that risk for your home insurance is by way of an insurance inspection. Whether you are purchasing a new home or switching insurance companies, an inspection may be necessary if your home is older or has not been inspected recently. This article will explain what to expect from a home […]

According to the Centers for Disease Control and Prevention, more than 44 million Americans aged 65 and older have received at least one dose COVID-19 vaccine. More than 36 million people are fully vaccinated. Many are discovering that the open road is calling again with this protection. According to Virtuoso, almost 9 out 10 people aged […]

Michigan is not cheap for car insurance. Michigan is the second-most expensive state to insure autos. This is due to dense traffic, high rates of road crashes, theft, and insurance fraud. Average car insurance costs in the United States are $565 for minimum coverage, and $1674 for complete coverage. Michigan licensees pay an average of $2,309 per year for full […]

Car theft has risen dramatically in the U.S. during the pandemic — in 2020, it was up almost 10% from the prior year — reversing a two-year decline, according to an analysis of federal crime data by the National Insurance Crime Bureau, an industry organization that focuses on insurance fraud. On top of that, catalytic […]

Aspeeding ticket in North Carolina could have lasting financial and life consequences. Besides the fine itself, a North Carolina speeding ticket increased the cost of car insurance by 55% on average, according to Bankrate’s 2021 study of quoted annual premiums. Courts in North Carolina report citations and convictions to the DMV. Your insurance company will find out that you were cited after you drive […]

However, it does not cover all situations. You can find out when it is covered and when you are on your own. Medicare does not cover chiropractic services. What chiropractic care is covered by Medicare? Medicare Part B (Medical Insurance) covers manual manipulation of the spine by a chiropractor or another qualified provider if it’s medically necessary […]

The answer is yes, but only in very limited circumstances. Medicare Part B (Medical Insurance), covers acupuncture in limited circumstances and for a limited number of visits per year. Your ability to improve will also affect the number of treatments that you receive. Medicare started covering acupuncture in 2020, in an effort to increase access to alternatives […]