Category Archives: Finance Guide

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]

Everyone knows that it’s illegal to drive without car insurance. But what happens if you do? More specifically, what is the fine for driving without insurance in Iowa? The truth is that being caught driving without car insurance can lead to hefty fines, as well as other penalties. In this article, we will discuss the […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

Because you are comparing different insurance types, the online car insurance quotes you get from different companies may be different. If you are looking for car insurance and wish to compare rates from different companies, it is important to ensure that the coverages and deductibles are identical. This is the only way to get a quote from […]

When you purchase a new car, it’s important to make sure you have the right insurance coverage in place. Many people don’t realize how much coverage they need, or if their current policy covers certain items. This is especially true for farmers who may not be aware of exactly what Farmers Insurance covers when it […]

To protect your health in the winter and fall months, flu shots are necessary. Flu season usually begins in November and continues through April. The peak season for flu cases is between December and February. It was rare for the 2018-2019 flu season to last until May. Influenza, also known as the flu, can cause fever, sore throats, headaches […]

Many people wonder, can you sell your life insurance policy? You might decide to sell your life insurance policy for a variety of reasons. You might have a better deal or just need the cash. No matter what your motivation, you can sell life insurance policies for cash using a process called a “life settlement”. There are some things you should […]

According to statistics, South Africa has hundreds of motor vehicle accidents per day. These accidents can range from major to minor. About 30% of vehicles on the roads are not insured. With 32 people dying every day on the roads, it is almost a metaphorical relief to have your accident deemed minor. This is until you get quoted the […]