Category Archives: Finance Guide

Can You Sign Up With Insurance With A Preexisting Condition?

Having a preexisting condition can make it difficult to obtain health insurance. Many insurers won’t cover those with preexisting conditions, leaving them out of luck when it comes to getting coverage. But the good news is that there are options available for those with preexisting conditions who are seeking health insurance. In this article, we’ll […]

What is HOA insurance?

A homeowner association (HOA), which can offer many benefits such as accessing a pool or gym, and the assurance that neighbors will uphold their property standards, is a great way to get involved. But HOAs often have one problem: fees. These recurring fees allow your HOA to maintain common areas, enforce neighborhood rules, and adhere to […]

Do I Need To Claim Disability Insurance Money On Fafsa?

When it comes to filing the Free Application for Federal Student Aid (FAFSA), many parents and students find themselves confused. After all, there’s a lot of information that needs to be collected, and it can be hard to remember which forms are required and which aren’t. One such question is whether disability insurance money needs […]

How Much Is Flood Insurance In Arizona?

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

How To Determine Replacement Cost Value For Flood Insurance

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

What Is 1000 Deductible Car Insurance?

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]