Life is unpredictable, and we never know what the future holds for us. While we cannot control everything that happens in life, there are ways to ensure financial security even during the toughest times. The best way to protect your loved ones from any unforeseen circumstances is by getting life insurance. However, choosing the right […]
Category Archives: Finance Guide
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Apr
Apr
Natural disasters can strike at any moment, leaving behind a trail of destruction that can be both emotional and financial. It’s important to be prepared for such events by having the proper insurance coverage in place. Earthquakes and floods are two of the most devastating natural disasters, but what exactly does earthquake and flood insurance […]
21
Apr
Apr
Are you a nonresident spouse wondering what to put for tax purposes when it comes to health insurance? If so, you’re not alone. This can be a confusing and overwhelming topic, but don’t worry – we’ve got you covered! In this blog post, we’ll break down everything you need to know about how to handle […]
20
Apr
Apr
When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]
20
Apr
Apr
Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]
20
Apr
Apr
Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]
20
Apr
Apr
The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]
20
Apr
Apr
FACT –Auto and Life Insurance premiums fell in the last 3-5 years. FACT: If you haven’t checked your auto or life insurance rates within the past 3-5 years, you may be overpaying. Everyday, I meet new customers who finally have the energy and drive to shop for their insurance policies after 25 years of loyalty with […]
20
Apr
Apr
According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]
20
Apr
Apr
It is crucial to fully understand the coverages of your policy when shopping for car coverage. This will allow you to choose the right coverage for your particular situation. Your insurance company might offer PIP insurance when you are getting a quote for car insurance in North Dakota. PIP insurance coverage in North Dakota is mandatory. However, some […]