Category Archives: Finance Guide

Does Italy Have Insurance?

Ciao, my fellow insurance enthusiasts! Today, we’re diving into the fascinating world of Italian insurance. You may be wondering, does Italy have insurance? The answer is a resounding yes! But what types of coverage are available in this beautiful country? And how do they compare to the policies we know and love in other parts […]

Are there Differences in Umbrella Insurance Policies?

Personal umbrella liability policies provide high limits of coverage to protect the insured from third-party liability claims. This policy covers bodily injuries, property damage and personal injury. It also covers offenses like libel and slander, false imprisonment, invasion of privacy and other. Personal umbrella policies provide liability coverage. They stack on top of primary coverage for […]

Tough Times For Brokers And How To Survive Them

Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]

Know About Business Interruption Insurance in Hospitality Industry

The hospitality industry is a major employer in many countries around the globe and one of the largest service sectors. There are many fields in the hospitality industry, including lodging, restaurants, cruise lines, and other fields. Because of the many risks associated with running a business in hospitality, it is more susceptible to economic fluctuations than other […]

Do You Need Medicare If You’re Still Working at 65?

Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]

Household Insurance Claims – Alternative Accommodation

When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]