Category Archives: Finance Guide

Are you one of the millions of men struggling with male pattern baldness? Propecia, a medication that has been clinically proven to slow down hair loss and even promote regrowth, might be just what you need. However, the cost can add up quickly – leaving many wondering if their health insurance will cover it. In […]

Flying can be an exhilarating experience, but it’s important to consider the unexpected. From flight cancellations to lost luggage, travel mishaps can quickly turn a dream vacation into a nightmare. That’s where American Airlines Flight Insurance comes in – providing peace of mind and protecting your investment. But what exactly does this insurance cover? In […]

Are you tired of the confusion surrounding health insurance premiums and taxes? As tax season approaches, many individuals are left wondering if they can itemize their healthcare expenses. The good news is that there is a way to potentially lower your taxable income by deducting these costs. But how exactly does this process work? In […]

The hospitality industry is a major employer in many countries around the globe and one of the largest service sectors. There are many fields in the hospitality industry, including lodging, restaurants, cruise lines, and other fields. Because of the many risks associated with running a business in hospitality, it is more susceptible to economic fluctuations than other […]

When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]

Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]

Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]

The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]

FACT –Auto and Life Insurance premiums fell in the last 3-5 years. FACT: If you haven’t checked your auto or life insurance rates within the past 3-5 years, you may be overpaying. Everyday, I meet new customers who finally have the energy and drive to shop for their insurance policies after 25 years of loyalty with […]

According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]