Category Archives: Finance Guide

Best cheap car insurance in Ocala

Ocala residents can commute in 19 minutes, and over 40% of households have two cars. Although car insurance rates can vary from one household to the next, the average cost for minimum coverage insurance is $914 annually and $1,993 for full coverage. By comparing quotes, reviewing third party rankings, and comparing coverages as well as discount options, […]

Best cheap car insurance in Canton

Canton, Michigan drivers can expect to pay $1,046 minimum coverage and $2,537 full coverage. This is significantly more than the average of $565 minimum and $1,674 full coverage. Canton insurance is costly for several reasons. First, Wayne County is home to nearly 18% Michigan’s total population. Second, it has the highest number of traffic incidents in Michigan each year. It was […]

Do You Need Insurance With A Learners Permit In Texas?

New drivers may be surprised to find out they require car insurance even with just a learners permit; luckily, most teens can be added onto their parent’s policy during this phase. This coverage may be considerably cheaper than an individual policy for teenage drivers – in some cases even less than half as costly! Minimum […]

What Is An EPO Plan In Health Insurance?

An EPO plan, or Extended Provider Organization plan, offers partial coverage for medical services once you pay a deductible and copayments to an insurance provider. Their discounted fees with doctors and hospitals allow them to do this more affordably. Under an EPO plan, healthcare must only come from doctors and hospitals within its network of […]

Is Occupational Therapy Covered By Insurance?

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

How Much Does the Average American Spend on Health Insurance?

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

What To Know About Insurance?

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]