Category Archives: Finance Guide

Canton, Michigan drivers can expect to pay $1,046 minimum coverage and $2,537 full coverage. This is significantly more than the average of $565 minimum and $1,674 full coverage. Canton insurance is costly for several reasons. First, Wayne County is home to nearly 18% Michigan’s total population. Second, it has the highest number of traffic incidents in Michigan each year. It was […]

Elko County has 69.288 registered vehicles. Elko is one the smallest cities in Nevada, but interstate 80 gives it the unfortunate distinction of having the third highest number of speeding-related deaths. Elko drivers need a good policy. Average auto insurance costs in Elko are $529 for minimum coverage and $1655 for comprehensive coverage. This includes collision and comprehensive. Ask […]

Good2Go offers non-standard car insurance to drivers who might otherwise have difficulty finding coverage. Although it may appear relatively new in the insurance industry, Good2Go has been around since its founding as an affiliate of American Independent Insurance Company for over 95 years. In 2016, the company decided to consolidate its business and make it available […]

For a $250,000 home, the average annual home insurance cost in South Dakota is $1958. A total of 68% South Dakota residents have a home. This is due to the low property values. The median property value of South Dakota is $171,000. While the national median home price is $229,700, it is still a low median property value. Because of […]

Lemonade Pet Insurance stands out from traditional accident and illness policies by offering coverage with no waiting period for accidents in certain states and 14 days for illness coverage, while Figo boasts one of the shortest wait times in the industry at just one day. As part of an attempt to deter fraud, any illness […]

New drivers may be surprised to find out they require car insurance even with just a learners permit; luckily, most teens can be added onto their parent’s policy during this phase. This coverage may be considerably cheaper than an individual policy for teenage drivers – in some cases even less than half as costly! Minimum […]

An EPO plan, or Extended Provider Organization plan, offers partial coverage for medical services once you pay a deductible and copayments to an insurance provider. Their discounted fees with doctors and hospitals allow them to do this more affordably. Under an EPO plan, healthcare must only come from doctors and hospitals within its network of […]

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]