Category Archives: Finance Guide

Best cheap car insurance in San Francisco

In San Francisco, car insurance is required by law. The average annual premium for full coverage policies is $2,441 and for minimum coverage policies it is $842. There were 3124 accidents that caused property damage in San Francisco in 2017. It is therefore important to have comprehensive car insurance with sufficient protection. There are many ways to lower […]

Do You Need Insurance With A Learners Permit In Texas?

New drivers may be surprised to find out they require car insurance even with just a learners permit; luckily, most teens can be added onto their parent’s policy during this phase. This coverage may be considerably cheaper than an individual policy for teenage drivers – in some cases even less than half as costly! Minimum […]

What Is An EPO Plan In Health Insurance?

An EPO plan, or Extended Provider Organization plan, offers partial coverage for medical services once you pay a deductible and copayments to an insurance provider. Their discounted fees with doctors and hospitals allow them to do this more affordably. Under an EPO plan, healthcare must only come from doctors and hospitals within its network of […]

Is Occupational Therapy Covered By Insurance?

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

How Much Does the Average American Spend on Health Insurance?

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

What To Know About Insurance?

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]