Category Archives: Finance Guide

Fewer than half (44%) of the residents of Wilmington own their home, and home insurance is an important consideration for this group. Wilmington residents pay $2,096 annually for $250,000 of dwelling coverage. This is more than the North Carolina average. Fortunately, there are ways to seek out cheap home insurance in Wilmington without sacrificing coverage. Bankrate can help you […]

You don’t need additional insurance if you buy a car new, whether it is a brand-new or older model. It’s common to have a manufacturer’s warranty. This warranty usually lasts between 3 and 5 years. How do you imagine being affected if your car is an older model? Perhaps a car that has no warranty remaining? What are you […]

Temporary insurance is also known as term insurance . Policy owners will be able to use the right policy for the right temporary need. Some needs are temporary while others are long-term. There are also permanent life insurance needs that will last the rest of your lives. Permanent policies are required if you have a need that is permanent. […]

Losing your job and its health coverage is often an unexpected financial setback. Qualifying events may allow them to extend their workplace coverage by signing up for COBRA; however, this option can often prove costly. The COBRA premium is calculated based on the total cost of your original employer plan, including both employee and employer […]

Trinity Insurance Company offers annuities that provide both income security and tax benefits during retirement. Their official plan documents and summary plan descriptions outline each annuity contract’s details. Trinity Life Insurance Company Value Builder policies allow you to start building wealth earlier. Talk with your agent now for more details! Variable Annuities Annuities, like any […]

Payment options with The General Insurance go far beyond online, phone, mail, or in person payments – they also allow payments with mobile apps or cash payments! doxo makes managing your The General Insurance account simple while securely paying with credit or debit card, Apple Pay or bank account payments. Pay Online General insurance provides […]

FHA mortgage insurance (MIP) can be costly and difficult to remove from loans backed by FHA. Similar to PMI on conventional loans, MIP charges a costly upfront and monthly fee that protects lenders against borrower default. As opposed to PMI, which can be automatically cancelled when homeowners build 20% equity in their homes, MIP requires […]

A one-day car insurance policy is a great way to protect your vehicle from any liability should you decide to lend or borrow it from a friend, family member, or relative. Even if you are thinking of the two of them as one, you should be covered by your individual insurance policies. You might also want […]

There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]

Americans still spend thousands of dollars annually on their health care, even though employers pay a significant portion of the cost. According to the Kaiser Family Foundation, workers who have employer-sponsored health insurance pay $1,243 per year for single coverage and $5,588 per year for family coverage. For single coverage, the average annual deductible is $1644, while […]