Category Archives: Finance Guide

According to data from the National Highway Traffic Safety Administration, Arkansas drivers saw a 2.9% decrease in motor vehicle fatalities between 2018 and 2019. Dardanelle drivers are happy to hear this, since better driving habits often translate into lower rates for car insurance. Bankrate discovered that Dardanelle’s average car insurance cost is $424 annually for minimal coverage, and […]

Are you curious about whether or not your health insurance can cover someone else’s medical expenses? Maybe it’s a family member, friend, or even a stranger in need. It’s an important question that many people have asked but few have found the answer to. Fortunately, we’ve got you covered! In this blog post, we’ll explore […]

Sterling Heights’ overwhelming majority (86.7%) commutes alone for their 25-minute commute to work. The average driver in the city of 132,000 will pay $1,317 annually for liability coverage, and $2,935 for full coverage. Sterling Heights has just under half the households that own two cars. This can make it expensive to insure and can lead to high insurance […]

Are you looking for a career that offers stability, flexibility, and the opportunity to help others protect their assets? Becoming a Geico insurance agent may be just what you need! As one of the nation’s top auto insurers, Geico provides agents with an extensive support network and access to cutting-edge technology. In this blog post, […]

Lemonade Pet Insurance stands out from traditional accident and illness policies by offering coverage with no waiting period for accidents in certain states and 14 days for illness coverage, while Figo boasts one of the shortest wait times in the industry at just one day. As part of an attempt to deter fraud, any illness […]

New drivers may be surprised to find out they require car insurance even with just a learners permit; luckily, most teens can be added onto their parent’s policy during this phase. This coverage may be considerably cheaper than an individual policy for teenage drivers – in some cases even less than half as costly! Minimum […]

An EPO plan, or Extended Provider Organization plan, offers partial coverage for medical services once you pay a deductible and copayments to an insurance provider. Their discounted fees with doctors and hospitals allow them to do this more affordably. Under an EPO plan, healthcare must only come from doctors and hospitals within its network of […]

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]