Category Archives: Finance Guide

Accidental death & dismemberment (AD&D) insurance

You might have noticed that your company offers accidental death and dismemberment insurance. This is a perk that many companies offer and which you can also get as an individual. Few employees know what it is and how it can benefit them. The most frequent question HR departments are asked is whether accidental deaths insurance is worthwhile. What […]

Wyoming car insurance laws

Wyoming drivers need financial protection from car insurance, whether they are driving through Wyoming’s wide open spaces, Yellowstone National Park, Cheyenne, or on treacherous terrain during severe winter weather. According to the Insurance Information Institute, more than 419,000 drivers were on Wyoming’s roads in 2018, with 111 fatalities. However, local reports show that this number increased by nearly one-third in the […]

Windstorm insurance

Wind can be one the most destructive forces of nature. High winds can cause severe weather conditions in the United States, including tornadoes, thunderstorms, and hurricanes. It is crucial to have the right insurance coverage in place to protect your financial security in case your home is damaged by windstorms. Windstorm insurance is coverage that many homeowners insurance policies include, […]

Out-of-state car insurance

Car insurance protects drivers from financial loss if they are involved in an accident. There are many factors that can impact the outcome of an accident. Your insurance company will need information about the accident. This includes the details of the vehicle’s damage, the location and the person responsible. Your insurer might even ask you if the accident occurred […]

Best car insurance in Iowa

In 2018, Iowa had more 2.3 millions licensed drivers. It is no surprise that distracted driving is on the rise. Proper auto insurance coverage is essential if you want to protect yourself from financial hardship in the event of an accident. Iowa has one of the lowest auto insurance rates in America, with minimum coverage at $252 and full coverage at […]

Bad Credit, No Credit Car Loan Companies Offering Loans to Low Income Individuals

People with low incomes often are not eligible for mainstream financial services. Low income families tend to rely on more costly forms of credit or go without the essentials. This is true even when it comes to cars. It is difficult for low-income families and individuals to obtain auto financing that meets their needs. This is normal, but we […]