Category Archives: Finance Guide

It is possible to wonder if an auto loan will affect your insurance costs. Yes, it does. But not in the way you think. Having an auto loan usually doesn’t make the insurance company charge you more for the same policy. What a loan does is add additional coverage requirements to your policy — mainly collision and comprehensive — so the […]

Everyone knows that it’s illegal to drive without car insurance. But what happens if you do? More specifically, what is the fine for driving without insurance in Iowa? The truth is that being caught driving without car insurance can lead to hefty fines, as well as other penalties. In this article, we will discuss the […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

If you are in the market for a credit card, you may be exploring options to find the best one for your needs. One of the features that can really make or break a card is rental car insurance coverage. If you’re considering signing up for Capital One Venture Card, you’re likely wondering if this […]

No matter how costly your insurance policies may be, they will not save you from fines for traffic offenses like speeding, careless driving or DUI (Driving Under Influence). You are putting your life and that of others at risk by getting a DUI ticket. Depending on the severity of the offense, you may have to pay heavy […]

As a childminder you will have to manage the behavior of your children and ensure their safety and health. It is legal to have Childminders Insurance Protection in place in the event of an emergency. Do you provide childminding services? You need to ensure that you are adequately covered for the unexpected when you work for […]

Premiums for life insurance are primarily determined by your age, health, and lifestyle. This means that people over 65 and those with pre-existing conditions will pay more to insure than people younger and healthier. When creating an insurance policy quote, life insurance underwriters take into account individual characteristics and circumstances. Although it might seem tempting to […]

Shopping for car insurance can be a daunting task. With so many companies and policies to choose from, it can be hard to know which one is right for you. But beyond just the coverage and cost of a policy, customer service should also be a major factor in deciding which company to go with. […]

You may have to pay more for repairs if your vehicle is damaged in an accident. You should also consider other costs such as phone calls to handle claims or the financial impact of being absent from work for any reason. These miscellaneous costs are not covered by motor legal coverage. What’s the benefit? Recovery of costs, […]

It doesn’t mean you need to buy insurance if you want insurance for home improvements. It’s not a bad idea, however. This is especially true if you’re going to do the home improvements yourself. What if you’re going to hire someone else? What can you do to protect yourself against any damages that may occur while they or […]