Does Homeaway Offer Hosting Insurance?

Are you planning on renting out your home or vacation property through Homeaway? While the platform offers a secure and reliable way to connect with potential renters, it’s always wise to consider the unexpected. That’s where hosting insurance comes in – but does Homeaway offer this coverage? In this blog post, we’ll explore what kind of protection you can expect as a Homeaway host and whether additional insurance is necessary for peace of mind. Let’s dive in!

What is Homeaway?

Homeaway is a vacation rental website that offers travelers a wide selection of rental properties around the world. Travelers can search for rentals by location, number of bedrooms, price range, and more. Homeaway also offers travelers the ability to book their rental directly on the website.

What is Hosting Insurance?

If you’re a vacation rental host, chances are you’ve wondered if Homeaway offers hosting insurance. The short answer is no, Homeaway does not currently offer insurance for hosts. However, there are a few other options out there that can help protect you in case of damages or accidents.

Before we get into that, let’s first talk about what exactly hosting insurance is. Hosting insurance is a type of protection that can cover you financially in the event that something goes wrong with your rental property. This can include damage caused by guests, theft, or even natural disasters.

While Homeaway doesn’t offer this type of protection directly, there are a few ways you can get it. One option is to purchase a policy through a third-party provider. Another option is to look into your homeowner’s or renter’s insurance policy to see if it offers any coverage for vacation rentals.

No matter which route you choose, it’s important to make sure you’re fully protected before listing your property on any vacation rental platform. Accidents happen, and it’s better to be safe than sorry!

Does Homeaway Offer Hosting Insurance?

HomeAway does offer Hosting Insurance, but it is not required in order to become a member. The insurance policy covers damages caused by guests during their stay, up to $1,000,000 per occurrence. The premium for this coverage is $19 per year, and can be added on to any existing HomeAway membership plan.

How Much Does Hosting Insurance Cost?

Homeaway offers hosting insurance at different price points depending on the level of coverage you need. For example, their “Standard Hosting Insurance” plan starts at $9 per month and covers up to $5,000 in damages. If you need more coverage, they offer an “Enhanced Hosting Insurance” plan for $19 per month that covers up to $10,000 in damages.

How Does Hosting Insurance Work?

HomeAway offers hosting insurance to help protect hosts in the event that their rental property is damaged by a guest. The insurance covers up to $1 million in damages, and also provides liability coverage in case a guest is injured on the property. Hosts can purchase hosting insurance through HomeAway’s website or through a third-party provider.

What Does Hosting Insurance Cover?

When it comes to renting out your home on Homeaway, it’s important to be aware of the different types of insurance that are available to hosts. Homeaway offers two types of hosting insurance: property damage protection and liability insurance.

Property damage protection covers any damages that occur to your rental property during a guest’s stay. This includes things like accidental damage, theft, and vandalism. Liability insurance, on the other hand, protects you in the event that a guest is injured while staying at your rental.

It’s important to note that neither of these types of insurance cover any damages that may occur to your personal belongings. So, if you’re planning on renting out your home on Homeaway, make sure you have adequate coverage for your belongings.


HomeAway offers hosting insurance to help protect hosts from unforeseen issues that may arise during a rental. This insurance provides peace of mind for both the host and their guests, as it covers damage done to your property, loss or theft of valuables and liability in the event someone is injured on your property. Hosting with HomeAway can be an enjoyable experience knowing you are secure against financial losses from accidents or damages.