Category Archives: Finance Guide

Insurers may take advantage of policyholders’ inability to understand their rights, and use this knowledge to engage in improper business practices. These are 10 things that policyholders and auto applicants need to be aware of. 1. Insurers are required to inform applicants if they deny a request. Most states require that companies explain why an application is denied. The […]

It may be a good idea to look into auto insurance if you’re in the market for a car. The average price of car insurance depends on many factors such as where you live, how you drive, what coverage you choose, and what make and model you have. The Kia brand is well-known. The Kia Telluride is a well-known vehicle. This […]

I am irritated by the fact that insurance takes my money. There are many people who ride along with me every day. It is amazing to me how much insurance premiums play into all aspects of our lives and how little it actually covers the reasons we bought these products. It is fascinating to see how insurance […]

Most people are aware that lenders look at your credit history to decide if they will give you credit. Did you know that insurance companies in certain states also take into account your credit history? Your credit history can have an impact on your ability to buy homeowners insurance or auto insurance coverage. It also influences the […]

A customer who has experienced an unfortunate event but doesn’t consult an agent before filing a claim is one of my pet peeves. Or vice versa… An agent who refuses to discuss a potential claim before the insured files a claim. It can end up being detrimental for both of you. Unnecessarily filing a claim can make a […]

Credit scores can impact many areas of your life. Your credit score can make certain processes more or less difficult, such as buying a house, opening a credit line, or getting a loan for a car. You may be surprised to learn that your credit score can also impact how much you pay for car insurance. Partly, […]

Although I do not sell car insurance, I am a personal injury lawyer and often see people suffering because they have the wrong coverage. This is often because they bought directly from an insurance company and not an independent broker. My clients who were seriously injured in car accidents are often struck by someone without insurance, […]

Over 1.1 Million licensed drivers are on West Virginia’s roads. More 40% households have two cars. On average, car insurance costs in West Virginia are $458 per year for minimum liability coverage and $1499 annually to cover full coverage. To find the best rates for you, compare quotes from multiple car insurance companies. Your driving record and where you live in […]

Oklahoma has approximately 2.5 million licensed drivers. Although it is cheaper than the average cost of car insurance in America, Oklahoma is still considered the most dangerous state to insure cars because of its many hazards like tornadoes and floods. With so many risks on the roads, it’s crucial that drivers have the right insurance. We compare coverage options and […]

Have you ever been in a situation where you needed to borrow someone else’s car? Maybe it was for an emergency, or maybe you just needed to get somewhere and didn’t want to use your own car. Whatever the reason, if you’re going to drive someone else’s car, you need to make sure that your […]