Category Archives: Finance Guide

Title insurance policies cost differently in each state, depending on a variety of factors that influence them; home purchase price and location being two primary determining factors in cost. Mortgage lenders require lender’s policy coverage while homebuyers may choose to buy owner’s coverage as well. Both of these expenses should be included with closing costs […]

Insurance companies frequently request proof of insurability (EOI) from applicants as part of the evaluation process to evaluate risk before providing coverage. EOI assessment typically involves providing medical records and filling out a health questionnaire. Michael wishes to apply for life insurance and must complete a health questionnaire, physical exam and submit medical records in […]

Just like with health plans, you can use the Marketplace to compare dental plans. Some health plans may include dental coverage in their premium, while others provide separate dental plans. Outside of Open Enrollment, plan changes may only be possible if they meet certain eligibility requirements and qualify for a Special Enrollment Period. Cancel at […]

Learning how to read an insurance claim estimate is critical for homeowners, public adjusters and lawyers. Understanding what coverage exists can make a substantial impactful difference on a client’s case – not to mention on rates! Insurance claim estimates contain a code to indicate which cost database (Xactimate) was used, so ask your adjuster what […]

There is a lot of money to be earned if you are technically minded. It may be that you have always dreamed of running your own business or perhaps you are looking for a tech business that you can use as a side hustle alongside your regular job. Here are five tech businesses you can […]

Hana Highway in Maui, with 52 miles of stunning views, is considered to be one the most scenic routes. However, it can be dangerous due to hairpin turns, switchbacks, and other hazards if you aren’t a local or paying attention. These roads are why it is so important to have car insurance. Maui residents can get car insurance […]

Are you thinking of installing a pellet stove in your home but worried about finding the right insurance coverage? You’re not alone. With so many insurance providers out there, it’s easy to feel overwhelmed and unsure where to turn for help. That’s why we’ve put together this guide to help you navigate the world of […]

Get ready to hit the road with your new car, but wait – can someone who’s not on your insurance policy drive it? This is a common question that many drivers ask themselves. Whether you’re planning to lend your vehicle to a friend, family member or just want to know more about the rules and […]

Maryland’s car insurance laws, like most other states, require that drivers have minimum coverage. Maryland’s minimum coverage car insurance law makes it illegal to drive without insurance. This can lead to severe penalties. Learn the laws about Maryland insurance before you drive in Maryland. This will not only prevent legal problems, but can also help you make sure […]

As we age, the cost of healthcare increases alongside our medical needs. Long-term care is a growing concern for many and with it comes the need for financial planning that includes long term care insurance. However, navigating the tax implications can be a challenge. Are you curious if your long term care insurance premiums are […]