Category Archives: Finance Guide

How Much Liability Insurance Should A Landlord Have?

Value can have a substantial bearing on how much landlord insurance coverage a property requires, with location also playing a part. Landlord insurance covers rental properties against damage caused by tenants and their guests, ranging from structural repairs, loss of rental income protection, to liability protection. Coverage Limits When determining how much landlord insurance coverage […]

What Is A COI Insurance?

Clients of vendors often require Certificates of Insurance as a condition of doing business, which might include additional insured endorsements and waivers of subrogation clauses. An Certificate of Information (COI) summarizes your most essential business insurance details on one page. It details effective and expiration dates, policy number, who is covered, and limits for each […]

Will Adding Renters Insurance Lower My Car Insurance?

Many insurance providers provide car and renters bundle policies at discounted rates to save you hundreds each year. Bundling may not always be the optimal option; to ensure you get the most out of your policy, compare quotes to ensure that it provides adequate protection. In particular, check whether or not your coverage extends to […]

Points To Remember Before Buying Term Insurance Policy

You can’t be certain of anything in this life except death. There are always unexpected twists and turns in life, which require proper planning. You can protect your family and friends from sudden life-altering events before they turn your loved ones’ lives upside down. The simplest and easiest way to make sure your family is taken care […]

There Is No Way To Eliminate “Mandatory” Auto Insurance

When and where did insurance begin? China and Babylon were the first to have insurance more than two thousand years ago. It was also used to control income in the society. It is clear that such sophisticated insurance systems were created by a well-organized society whose leaders were able to gather statistics about the society using censuses. They […]