Category Archives: Finance Guide

Title insurance policies cost differently in each state, depending on a variety of factors that influence them; home purchase price and location being two primary determining factors in cost. Mortgage lenders require lender’s policy coverage while homebuyers may choose to buy owner’s coverage as well. Both of these expenses should be included with closing costs […]

Insurance companies frequently request proof of insurability (EOI) from applicants as part of the evaluation process to evaluate risk before providing coverage. EOI assessment typically involves providing medical records and filling out a health questionnaire. Michael wishes to apply for life insurance and must complete a health questionnaire, physical exam and submit medical records in […]

Just like with health plans, you can use the Marketplace to compare dental plans. Some health plans may include dental coverage in their premium, while others provide separate dental plans. Outside of Open Enrollment, plan changes may only be possible if they meet certain eligibility requirements and qualify for a Special Enrollment Period. Cancel at […]

Learning how to read an insurance claim estimate is critical for homeowners, public adjusters and lawyers. Understanding what coverage exists can make a substantial impactful difference on a client’s case – not to mention on rates! Insurance claim estimates contain a code to indicate which cost database (Xactimate) was used, so ask your adjuster what […]

Medicare is a healthcare program designed to provide senior citizens with the medical coverage they need. It covers a wide range of services such as doctor visits, hospital stays, and prescription drugs. While Medicare covers many services, there are times when you may need additional coverage in order to ensure your health needs are covered. […]

Speeding tickets can have serious consequences, both financially and in regards to your insurance premiums. If you are considering keeping a speeding ticket off your record, it is important to know whether or not you need to report it to your insurance company and what can happen if don’t. In this blog post, we will […]

Buying a bike is exciting. It’s a chance to hit the open road and explore new places and have some fun, but before you go ahead and buy your dream machine, there’s one very important thing to consider: insurance. Insuring your bike not only protects you financially in the event of an accident, it also […]

Kentucky is the least expensive state in the nation, with Kentucky’s car insurance rates dropping in line with these findings. The cost of car insurance in Kentucky ranges from $748 to $21,128 per annum, depending on whether you select minimum or full coverage. If you are familiar with the factors that influence car insurance rates, there are many ways to beat […]

USAA insurance is one of the premier providers of veterans’ and active-duty military personnel benefits. The company offers a wide range of products, from banking to car and homeowner’s insurance. USAA also provides life insurance and disability coverages for its members. But what about civilians? Can Do employees get USAA insurance? In this blog post, […]

Nearly every state requires car insurance. You can find the best policy that suits your needs with a little research. Nearly every major insurer offers several automobile insurance discounts, and many of them can be easily earned. Teachers and students can get car insurance discounts. Some companies offer discounts for good driving records, while others offer discounts for having insurance […]