Category Archives: Finance Guide

What is HOA insurance?

A homeowner association (HOA), which can offer many benefits such as accessing a pool or gym, and the assurance that neighbors will uphold their property standards, is a great way to get involved. But HOAs often have one problem: fees. These recurring fees allow your HOA to maintain common areas, enforce neighborhood rules, and adhere to […]

What Are The Benefits Of Long Term Care Insurance?

Long-term care insurance is an important part of financial planning for many people. It’s designed to help protect a person’s assets and provide coverage for the costs associated with long-term care, such as nursing homes, assisted living facilities, or in-home care. Here we’ll cover the benefits of having long-term care insurance, from reducing your out-of-pocket […]

What Does Insurance Need To Approve Mental Health Residential Treatment?

Mental health residential treatment provides a place of refuge, support and guidance to individuals who are struggling with their mental health. It can offer the best chance of recovery for those in need and can be a crucial step on their journey to wellness. However, accessing this kind of care is not always easy – […]

Is It Illegal To Use Insurance Money For Something Else?

Are you wondering if it’s legal to use your insurance money for something other than its intended purpose? Maybe you received a large payout and are tempted to splurge on a luxurious vacation or fancy car. But before you start making plans, it’s important to understand the rules and regulations surrounding insurance payouts. In this […]