Are Hyundai Sonatas Expensive To Insure?

Buying a car is an exciting time, but along with that comes the responsibility of insuring your vehicle. This can be a daunting task, especially when considering all of the different factors that go into calculating your insurance premiums. One of the most popular mid-size sedans on the market is the Hyundai Sonata—but are they expensive to insure?

In this blog post, we’ll take a closer look at how much it costs to insure a Hyundai Sonata and what factors might influence those prices. We’ll also explore some tips and tricks for finding an affordable policy that fits your needs. Read on to learn more!

The Hyundai Sonata’s Safety Rating

The Hyundai Sonata is one of the most affordable midsize cars to insure, with an above-average insurance rate of just $1,370 per year. That’s about $115 per month for basic liability coverage.

The Sonata’s safety rating is another reason to consider it when shopping for a new car. The National Highway Traffic Safety Administration (NHTSA) has given the Sonata an overall five-star safety rating, with five stars in the frontal and side crash tests and four stars in the rollover test.

The Insurance Institute for Highway Safety (IIHS) also gives the Sonata high marks, naming it a Top Safety Pick+ for 2020. The IIHS gave the Sonata top scores of Good in all six crashworthiness tests and named it a Superior choice for front crash prevention thanks to its standard forward collision warning system with pedestrian detection.

The Average Insurance Costs for a Hyundai Sonata

On average, insurance costs for a Hyundai Sonata will run you about $1,500 per year. This is just slightly above the national average of $1,300 for all car models. While Sonatas are not the most expensive cars to insure, they certainly aren’t the cheapest either. If you’re looking to save on your car insurance premium, you may want to consider another vehicle.

Why the Hyundai Sonata May Be More Expensive To Insure Than Other Cars

There are a few reasons why the Hyundai Sonata may be more expensive to insure than other cars. First, the Sonata is a relatively new model, so insurance companies may not have as much data on it yet. Second, the Sonata is a midsize car, which tend to be more expensive to insure than smaller cars. Finally, the Sonata comes with a lot of standard features and options that can add to the cost of insurance.

How You Can Save Money On Your Hyundai Sonata’s Insurance

There are a few things you can do to save money on your Hyundai Sonata’s insurance. One is to shop around and compare rates from different insurers. Another is to take advantage of discounts. Many insurers offer discounts for things like having a good driving record, taking defensive driving courses, or installing certain safety features on your car. You may also be able to get a lower rate if you have a clean credit history.


In conclusion, the cost of insuring a Hyundai Sonata will depend on several factors such as your age and driving history. While these vehicles are not considered the most expensive to insure among other mid-sized sedans, they are still likely to be more expensive than smaller or older models. Considering all this information, it’s important for you to shop around and compare different policies in order to find the one that offers you the best coverage at an affordable price.