Category Archives: Finance Guide

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]

UBI, or Usage-Based insurance, is still in its embryonic stages and will need to grow into a standard of insurance. UBI is certain to be the future of auto insurance. Although UBI has begun to lay the foundation, it is still not clear how UBI will appeal to consumers. How will it become a mass-market proposition? Usage-Based insurance, […]

Nearly all states now require insurance. It is a worldwide requirement that everyone have insurance. People are trying to find ways around it. It is not a good idea to avoid insurance as you put your car and finances at risk. The best solution is to find affordable auto insurance. This will allow you to take financial responsibility […]

When you’re looking for health insurance, one of the first things you’ll do is check the network. This refers to the list of health care providers that are participating in your plan’s network. In a nutshell, if you need to see a doctor that isn’t on your network, you might have to pay out-of-pocket. And […]

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

Finding Arizona auto insurance quotes can seem overwhelming. You will see every company promising to save $400 per year on your auto insurance. According to the Arizona Department of Insurance, there were 152 insurance firms actively looking for new customers in 2008. 21 of these companies were in Arizona for less than three years. It’s clear that insurance […]

When you die, your assets will go to your beneficiaries. If you have any life insurance policies in place, those proceeds will be distributed to your beneficiaries as well. However, there may be some tax implications to receiving these proceeds. This article will explore the tax implications of receiving life insurance proceeds and help you […]

Every state requires insurance coverage to drive a vehicle. Every state has its own coverage requirements that you must adhere to. While the minimum required by law may be sufficient to get you on the road safely, it may not provide enough coverage in the event of a serious accident. You may need to increase your coverage if […]

This article started out as a way to look at a motor trade company and tell the owner what kind of insurance they needed. While researching for the article, however, it was discovered that there are a lot more information about motor trade insurance. The majority of the information was contradictory. Therefore, the purpose of this […]