Category Archives: Finance Guide

Many small businesses are operating today without any liability insurance. Workers’ compensation insurance is mandatory by law. Many business owners want to reduce operating costs. However, in today’s environment where worker compensation claims are on the rise, it is highly risky to operate without liability coverage. What took years to build up can be destroyed by […]

Motor vehicle accidents are the leading cause of injury death in Georgia and the second-leading reason for hospitalizations. It’s no surprise that Georgia insurance companies take high-risk driving seriously due to the large number of fatalities and injuries attributed to car crashes. Drivers who have been convicted of DUI, had at least one speeding ticket and […]

Building a client base as a life insurance agent can seem daunting at first, but it is possible if you take the right steps. In today’s article, we will explore how one life insurance agent built a successful base of clients and how you can do the same. From networking to leveraging social media to […]

It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]

You’ve probably seen the words “pediatric dental” on your health insurance card, but what does it actually mean? Pediatric dental coverage is a key component of any health insurance plan and can help you and your family stay healthy. In this article, we’ll answer the question: what does it mean for pediatric dental to be […]

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

If you own a car, there’s a good chance you have AAA insurance. But do you know what your coverage includes? Does AAA insurance cover windshield replacement? In this blog post, we will answer this question and discuss the various types of coverage offered by AAA. We will also discuss why it is important to […]

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]

Many people make the decision to purchase life insurance so their loved ones will be protected in case of their passing. It can be difficult to understand the industry and you may not be aware of certain aspects about life insurance. How many people have life assurance? LIMRA’s 2020 Insurance Barometer Study found that 54 percent […]

The current rate for home ownership in Washington D.C. stands at 41.6%. This is well below the 65.8% national average. Washington, D.C. homeowners insurance is cheaper than the national average. D.C. residents pay $902 per year for a policy that covers $250,000 of dwelling coverage, which is lower than the national rate of $1.477. You can compare multiple companies […]